Jones County property record for 4296 Upper River Rd, Gray, GA 31032
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,088 sqft · built 1994 |
| Lot Size | 34.1 acres (1,486,703 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jul 2022) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J43-018 |
| Primary APN | J43-018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,088 sqft Heated Area |
| 1st Floor Area | 2,088 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,486,703 sqft (34.1 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 233 sqft |
| Deck Area | 372 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1769 |
|---|---|
| Street Address | 4296 UPPER RIVER RD |
| City | GRAY |
| State | GA |
| Zip | 31032-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | UPPER RIVER RD DB 1129/993 PB 13-244 |
| Jurisdiction | JONES GA |
| Township / Civil Division | GRAY-MACON EAST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30101 |
Source: Jones County records · APN J43-018
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage MORRIS BANK |
| Jan 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORRIS BANK |
| Jul 15, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | May 12, 1992 · Amount on Record |
| Deed Document Number | 2022899 |
| Deed Book / Page | 1129 / 993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
| Document Number | 0011920000000629 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 0000001192/0000000629 |
| Name | MORRIS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
| Document Number | 0011570000000225 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 0000001157/0000000225 |
| Name | MORRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JONES GA |
| Recording Date | Jul 15, 2022 |
| Property Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
| Document Number | 0011290993 |
| Book / Page | 1129 / 993 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022-000899 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 UPPER RIVER RD, GRAY, GA 31032-3906 |
Source: Jones County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (-13.17%) Additional exemption filed | $169,288 (+14.69%) Land $57,419 Building $111,869 | $423,221 (+14.69%) Land $143,548 Building $279,673 |
| 2023 | $4,723.00 (+9.15%) Homeowner's exemption | $147,603 (+22.75%) Land $57,412 Building $90,191 | $369,008 (+22.75%) Land $143,530 Building $225,478 |
| 2022 | $4,327.00 Homeowner's exemption | $120,249 Land $54,542 Building $65,707 | $300,622 Land $136,354 Building $164,268 |
Source: FEMA National Flood Hazard Layer, Jones County (13169C), as of October 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131690301011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Mar 1998 · Severe Storms And Flooding |
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-County Electric Membership Fiber | 1,000 / 1,000 |
Based on FCC filings for 34 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system GA1690002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JONES COUNTY serves 13,373 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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