4275 Upper River Rd, Gray, GA 31032 Property Records

Jones County property record for 4275 Upper River Rd, Gray, GA 31032 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,016 sqft Heated Area
Lot Size198,198 sqft (4.55 acres)
Garage460 sqft
Last Sale$25,000 (2019)
Tax Bill$5,361.00 (2025)

Owner

Source: Jones County records · APN J43-153

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address650 WOODRIDGE DR, MACON, GA 31204-1233
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Commercial Mortgage
UNITED BANK
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK
Nov 24, 2020Deed of Trust, Construction Loan · Line of Credit
UNITED BK
Jun 13, 2019Grant Deed, Transfer · Line of Credit
UNITED BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Prior SaleApr 16, 2004 · Amount on Record
Deed Doc Number2019528
Deed Book / Page1000 / 320
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJONES GA
Property Address4275 UPPER RIVER RD, GRAY, GA 31032-3907
Transaction TypeMortgage
Record UpdatedApr 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4275 UPPER RIVER RD, GRAY, GA 31032-3907

Mortgage

Document Number0011420000000784
DateMar 30, 2023
Book Page0000001142/0000000784
Lender
NameUNITED BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2038

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJONES GA
Property Address4275 UPPER RIVER RD, GRAY, GA 31032-3907
Transaction TypeMortgage
Record UpdatedApr 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4275 UPPER RIVER RD, GRAY, GA 31032-3907
InvestorPossibly a Property Investor

Mortgage

Document Number0011050000000176
DateOct 14, 2021
Book Page0000001105/0000000176
Lender
NameUNITED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionJONES GA
Recording DateNov 24, 2020
Property Address4275 UPPER RIVER RD, GRAY, GA 31032-3907
Document Number0010410271
Book / Page001041 / 000271
Instrument DateNov 18, 2020
Transaction TypeConstruction Loan
Record UpdatedDec 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4275 UPPER RIVER RD GRAY GA 31032, GRAY, GA 31032

Mortgage

Document Number10410271
DateNov 24, 2020
Book Page001041/000271
Lender
NameUNITED BK
TypeBank
AddressBARNESVILLE, GA 30204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 23, 2021
Interest
Rate TypeAdjustable Rate

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJONES GA
Recording DateJun 13, 2019
Property Address4275 UPPER RIVER RD, GRAY, GA 31032-3907
Document Number0010000320
Book / Page001000 / 000320
Instrument DateJun 11, 2019
Instrument1730
Transaction TypeTransfer
Record UpdatedJul 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$25.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressUPPR RIVER RD GRAY GA 31032, GRAY, GA 31032

Mortgage

Document Number10000322
DateJun 13, 2019
Book Page001000/000322
Instrument1731
Lender
NameUNITED BK
TypeBank
AddressBARNESVILLE, GA 30204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJun 12, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJones County
Unified School DistrictJones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,361.00 (+57.21%)$163,469 (+72.18%) Land $18,928 Building $144,541$408,673 (+72.18%) Land $47,320 Building $361,353
2023$3,410.00 (-0.18%)$94,940 (-) Land $14,560 Building $80,380$237,350 (-) Land $36,400 Building $200,950
2022$3,416.00$94,940 Land $14,560 Building $80,380$237,350 Land $36,400 Building $200,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (13169C), updated October 13, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 72% of Georgia
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNJ43-153
Alternative APNs
  • J43 00 153
  • 12500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,016 sqft Heated Area
1st Floor2,016 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area198,198 sqft (4.55 acres)
Garage Area460 sqft Garage
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number12500
Street Address4275 UPPER RIVER RD
CityGRAY
StateGA
Zip31032-3907
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 7 RIVER RANGE PB 15\226 DB 1000/320
Legal SubdivisionRIVER RANGE <7 ACRES
Legal Lot Number7
JurisdictionJONES GA
Minor Civil DivisionGRAY-MACON EAST
Census Blockgroup3
Census Block3005
Census Tract30101

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