St. Clair County property record for 4296 Scott B Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,116 sqft · built 1999 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $692,000 (Sep 2026) |
| Tax Bill | $4,973 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-585-0025-000 |
| Primary APN | 74-30-585-0025-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,116 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 16,291 sqft (0.374 acres) |
| Lot Dimensions | 163 ft deep x 100 ft wide |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4296 SCOTT B DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 25 RIVER RIDGE ESTATES |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 25 |
| Legal Unit | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19814 WESTCHESTER DR, CLINTON TOWNSHIP, MI 48038-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer FIRST TITLE, PLATINUM FIRST TITLE |
| Aug 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 29, 2020 | Warranty Deed, Transfer · VA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 202617822 |
| Deed Book / Page | 5960 / 580 |
| Prior Transfer Date | Oct 13, 2020 |
| Prior Transfer Doc | 0005255328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 4296 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0000017822 |
| Book / Page | 5960 / 580 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202617822 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST TITLE, PLATINUM FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $524,190.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19814 WESTCHESTER DR, CLINTON TOWNSHIP, MI 48038-6417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 21, 2026 |
| Property Address | 4296 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0000017000 |
| Book / Page | 5956 / 737 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202617000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19814 WESTCHESTER DR, CLINTON TOWNSHIP, MI 48038-6417 |
| Document Number | 0000017000, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 5956/737 |
| Instrument | 202617000 |
| Name | FIRST STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4296 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4296 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0005519965 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 5519/965 |
| Instrument | 2022011769 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 13, 2020 |
| Property Address | 4296 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0052550328 |
| Book / Page | 005255 / 000328 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 SCOTT B DR ST CLAIR MI 480793566, ST CLAIR, MI 48079-3566 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 29, 2020 |
| Property Address | 4296 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0051930383 |
| Book / Page | 005193 / 000383 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,967.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4677 CHURCH RD CASCO MI 480643003, CASCO, MI 48064-3003 |
| Document Number | 51930384 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 005193/000384 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,400 (+3.95%) | $520,800 (+3.95%) | |
| 2025 | $4,973.00 (+5.52%) Homeowner's exemption | $250,500 (+25.88%) | |
| 2024 | $4,713.00 (+7.55%) | $501,000 (+25.88%) | |
| 2023 | $199,000 | ||
| 2022 | $4,382.00 | $398,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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