St. Clair County property record for 4248 Scott B Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,852 sqft · built 1999 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Oct 2025) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-585-0021-000 |
| Primary APN | 74-30-585-0021-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,852 sqft |
| Basement Area | 1,852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 16,291 sqft (0.374 acres) |
| Lot Dimensions | 196 ft deep x 100 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4248 SCOTT B DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 21 RIVER RIDGE ESTATES |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 21 |
| Legal Unit | 21 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 21, 2024 | Warranty Deed, Transfer |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Sep 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Sep 6, 2017 · Amount on Record |
| Deed Document Number | 202519336 |
| Deed Book / Page | 5860 / 39 |
| Prior Transfer Date | Jan 19, 2024 |
| Prior Transfer Doc | 0005691879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4113 YANKEE RD, SAINT CLAIR, MI 48079-4287 |
| Document Number | 0005850995 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 5850/995 |
| Instrument | 2025017419 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 10, 2025 |
| Property Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0000586039 |
| Book / Page | 5860 / 39 |
| Map Reference | LB 96 PG 11 - 13 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025019336 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,517.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 2025017419 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025017419 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 21, 2024 |
| Property Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0005691879 |
| Book / Page | 5691 / 879 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024002828 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Name | Verified Name |
|---|---|
| Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0052020380 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4248 SCOTT B DR ST CLAIR MI 480793566, ST CLAIR, MI 48079-3566 |
| Document Number | 0052020380 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 005202/000380 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 21, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 6, 2017 |
| Property Address | 4248 SCOTT B DR, SAINT CLAIR, MI 48079-3566 |
| Document Number | 0048650892 |
| Book / Page | 004865 / 000892 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2239 RIVER RD ST CLAIR MI 480794254, ST CLAIR, MI 48079-4254 |
| Document Number | 48650894 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 004865/000894 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,600 (+3.07%) | $429,200 (+3.07%) | |
| 2025 | $3,989.00 (+6.15%) Homeowner's exemption | $208,200 (+26.33%) | |
| 2024 | $3,758.00 (+7.9%) | $416,400 (+26.33%) | |
| 2023 | $164,800 | ||
| 2022 | $3,483.00 | $329,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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