Hennepin County property record for 4295 Northern Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,088 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Oct 2025) |
| Tax Bill | $11,727 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-31-0026 |
| Primary APN | 24-117-23-31-0026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 3,443 sqft |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 1,044 sqft |
| Basement Area | 731 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Depth | 123 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4295 NORTHERN RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 123 A REVISED COTTAGEWOOD THAT PART OF LOT 123 LYING SLY OF A LINE RUNNING FROM A PT IN THE WLY LINE DIS 65 FT SLY FROM NW COR THEREOF TO A PT IN THE ELY LINE DIS T W60X123X50X120 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 31 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 123 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 27400 |
4295 Northern Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Hennepin County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4295 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage GENISYS CU |
| Sep 4, 2018 | Warranty Deed, Transfer BURNET TITLE LLC |
| Sep 4, 2018 | Grant Deed, Transfer BURNET TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Jan 13, 2016 · Amount on File |
| Deed Document Number | 202511412565 |
| Prior Transfer Date | Oct 11, 2023 |
| Prior Transfer Doc | 0011237231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 23, 2025 |
| Property Address | 4295 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0A11412565 |
| Instrument Date | Oct 1, 2025 |
| Instrument | A11412565 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4295 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0A11412566 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | A11412566 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 4, 2018 |
| Property Address | 4295 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010588733 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 10588733 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $454.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 627 SEALE AVE PALO ALTO CA 943013833, PALO ALTO, CA 94301-3833 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 4, 2018 |
| Property Address | 4295 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010588732 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 10588732 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $654.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 627 SEALE AVE PALO ALTO CA 943013833, PALO ALTO, CA 94301-3833 |
The 2025 property tax bill for 4295 Northern Rd was $11,727.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,727.00 | $955,900 (+10.61%) Land $520,000 Building $435,900 | $955,900 (+10.61%) Land $520,000 Building $435,900 |
| 2024 | $864,200 Land $474,500 Building $389,700 | $864,200 Land $474,500 Building $389,700 | |
| 2023 | $9,026.00 | ||
| 2022 | $797,000 Land $416,000 Building $381,000 | $797,000 Land $416,000 Building $381,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4295 Northern Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4295 Northern Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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