Hennepin County property record for 4285 Northern Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,200 sqft · built 1965 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,500 (Sep 2018) |
| Tax Bill | $11,045 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-31-0025 |
| Primary APN | 24-117-23-31-0025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Depth | 129 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4285 NORTHERN RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 123 A REVISED COTTAGEWOOD THAT PART OF LOT 123 LYING NLY OF A LINE RUNNING FROM A PT IN THE WLY LINE DIS 65 FT SLY FROM NW COR THEREOF TO A PT IN THE ELY LINE DIS T W65X129X45X123 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 31 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 123 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 27400 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20240 COTTAGEWOOD AVE, EXCELSIOR, MN 55331-9314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 20, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CU MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 201810588733 |
| Last Transfer Date | Apr 25, 2019 |
| Transfer Doc | 0010663576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 30, 2021 |
| Property Address | 4285 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0A11062387 |
| Instrument Date | Aug 1, 2021 |
| Instrument | A11062387 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20240 COTTAGEWOOD AVE, EXCELSIOR, MN 55331-9314 |
| Document Number | 0A11062388 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | A11062388 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 20, 2019 |
| Property Address | 4285 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010663576 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 10663576 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 627 SEALE AVE PALO ALTO CA 943013833, PALO ALTO, CA 94301-3833 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4285 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010651223 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4285 NORTHERN RD EXCELSIOR MN 553319208, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010651223 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 10651223 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4285 NORTHERN RD, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010402819 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4285 NORTHERN RD EXCELSIOR MN 553319208, EXCELSIOR, MN 55331-9208 |
| Document Number | 0010402819 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 10402819 |
| Name | CU MTG SVC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,045.00 (+25.5%) | $904,900 (+16.16%) Land $520,000 Building $384,900 | $904,900 (+16.16%) Land $520,000 Building $384,900 |
| 2023 | $8,801.00 | ||
| 2022 | $779,000 Land $399,000 Building $380,000 | $779,000 Land $399,000 Building $380,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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