4294 S Summit St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4294 S Summit St, Gilbert, AZ 85297 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,782 sqft · built 2005
Lot Size	0.218 acres (9,503 sqft)
Owner	Individual Name on File
Last Sale	$679,900 (May 2023)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-175`

Property Details

APN / Parcel Number

Primary APN	`304-57-175`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,782 sqft Living Area
1st Floor Area	2,782 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,503 sqft (0.218 acres)
Parking Spaces	3 Parking Spaces
Pool Area	315 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4294 S SUMMIT ST
City	GILBERT
State	AZ
Zip	85297-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	06E
Legal Township	02S
Legal Section	08
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	161
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2011
Census Tract	815901

Owner

Source: Maricopa County records · APN 304-57-175

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20230248760
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 15, 2023
Property Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0000248760
Map Reference	MB 575 PG 8
Instrument Date	May 02, 2023
Instrument	20230248760
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546

Mortgage

Document Number	0000248761
Date	May 15, 2023
Instrument	20230248761

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485765
Date	Jun 05, 2020
Instrument	20200485765

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 01, 2045

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2018
Property Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0000201584
Map Reference	MB 575 PG 8
Instrument Date	Jan 30, 2018
Instrument	20180201584
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 E BARTLETT DR, 3518, GILBERT, AZ 85234-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4294 S SUMMIT ST, GILBERT, AZ 85297-4546

Mortgage

Document Number	0000201585
Date	Mar 16, 2018
Instrument	20180201585

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,410 (-2.26%)	$614,100 (-2.26%) Land $122,800 Building $491,300
2025	$3,020.00 (+3.5%)
2024		$62,830	$628,300 Land $125,600 Building $502,700
2023	$2,918.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 636 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: AT&T, Cox Communications, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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