4272 S Summit St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4272 S Summit St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,586 sqft · built 2005
Lot Size	0.233 acres (10,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Sep 2021)
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-177`

Property Details

APN / Parcel Number

Primary APN	`304-57-177`
Alternative APN	`304571775`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,586 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	1,794 sqft
2nd Floor Area	1,792 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,137 sqft (0.233 acres)
Parking Spaces	3 Parking Spaces
Pool Area	650 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4272 S SUMMIT ST
City	GILBERT
State	AZ
Zip	85297-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	6E
Legal Township	2S
Legal Section	8
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	163
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2011
Census Tract	815901

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit WEST FINANCIAL CREDIT UNION
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 22, 2021	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	20211023838
Prior Transfer Date	Dec 3, 2004
Prior Transfer Doc	0001244350
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2026
Property Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0000370896
Instrument Date	Jun 16, 2026
Instrument	2026370896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546

Mortgage

Document Number	0000370896,
Date	Jun 22, 2026
Instrument	2026370896

Lender

Name	WEST FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546

Mortgage

Document Number	0000193786
Date	Apr 17, 2023
Instrument	20230193786

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	0 Months
Due	Apr 28, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2021
Property Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0001023838
Map Reference	MB 575 PG 8
Instrument Date	Sep 8, 2021
Instrument	20211023838
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PENN CTR W, 6, PITTSBURGH, PA 15276-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546

Mortgage

Document Number	0001023839
Date	Sep 22, 2021
Instrument	20211023839

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2021
Property Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0001023837
Map Reference	MB 575 PG 8
Instrument Date	Jul 25, 2021
Instrument	20211023837
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4272 S SUMMIT ST, 4272, GILBERT, AZ 85297-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PENN CTR W, PITTSBURGH, PA 15276-0108
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0000756809
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10900 W 109TH ST OVERLAND PARK KS 662101359, OVERLAND PARK, KS 66210-1359

Mortgage

Document Number	0000756809
Date	Aug 18, 2020
Instrument	756809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 30, 2020
Property Address	4272 S SUMMIT ST, GILBERT, AZ 85297-4546
Document Number	0000082884
Instrument Date	Jan 27, 2020
Instrument	82884
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4272 S SUMMIT ST GILBERT AZ 852974546, GILBERT, AZ 85297-4546

Mortgage

Document Number	82885
Date	Jan 30, 2020
Instrument	82885

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,820 (+55.3%)	$668,200 (+3.73%) Land $133,600 Building $534,600
2025	$3,473.00 (+4.2%)	$43,027 (-37.28%)	$644,200 (-6.09%) Land $128,800 Building $515,400
2024		$68,600	$686,000 Land $137,200 Building $548,800
2023	$3,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on S Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures