4293 Granada Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4293 Granada Dr SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,201 sqft · built 1988
Lot Size	0.946 acres (41,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Nov 2008)
Tax Bill	$4,110 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`5509 80 5622`

Property Details

APN / Parcel Number

Primary APN	`5509 80 5622`
Alternative APNs	`02039 0100.000000` `60435`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,201 sqft Living Area
Gross Area	4,017 sqft
1st Floor Area	1,458 sqft
Upper Floors Area	743 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,200 sqft (0.946 acres)
Lot Dimensions	206 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	110 sqft
Patio Area	216 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60435
Street Address	4293 GRANADA DR SW
City	CONCORD
State	NC
Zip	28027-0415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 149 CAROLANDO SECT.III
Legal Subdivision	CAROLANDO
Legal Lot Number	149
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	3
Census Block	3000
Census Tract	42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4293 GRANADA DR SW, CONCORD, NC 28027-0415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Jul 3, 2019	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2008 · Amount on Record
Deed Sale	Nov 25, 2008 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Book / Page	8499 / 56
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4293 GRANADA DR SW, CONCORD, NC 28027-0415
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014806300
Date	Jan 6, 2021
Book Page	14806/300

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 5, 2041

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	4293 GRANADA DR SW, CONCORD, NC 28027-0415
Document Number	13631229
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4293 GRANADA DR SW CONCORD NC 280270415, CONCORD, NC 28027-0415

Mortgage

Document Number	13631229
Date	Jul 30, 2019
Book Page	013631/000229
Instrument	19370

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,180 (+38.38%) Land $90,000 Building $376,180
2024			$466,180 (+38.38%) Land $90,000 Building $376,180
2023	$4,110.00	$336,880 Land $60,000 Building $276,880	$336,880 Land $60,000 Building $276,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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