4285 Granada Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4285 Granada Dr SW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,575 sqft · built 2015
Lot Size0.799 acres (34,776 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Jan 2007)
Tax Bill$7,092 (2023)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN5509 80 6774

Property Details

APN / Parcel Number

Primary APN5509 80 6774
Alternative APNs
  • 02039 0125.000000
  • 47892

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,575 sqft Living Area
Gross Area5,171 sqft
1st Floor Area2,641 sqft
Upper Floors Area934 sqft
AtticAttic
Attic Area196 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area34,776 sqft (0.799 acres)
Lot Dimensions184 ft deep x 189 ft wide
Garage TypeMixed
Garage Area760 sqft
DrivewayConcrete Driveway
Driveway Area2,016 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchPatio
Porch Area520 sqft
Deck Area120 sqft
Patio Area120 sqft
Bath House54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number47892
Street Address4285 GRANADA DR SW
CityCONCORD
StateNC
Zip28027-0415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLT 150 CAROLANDO SEC 3
Legal SubdivisionCAROLANDO
Legal Lot Number150
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group3
Census Block3000
Census Tract42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4285 GRANADA DR SW, CONCORD, NC 28027-0415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2007 · Amount on Record
Deed SaleJan 18, 2007 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Book / Page7282 / 284
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4285 GRANADA DR SW, CONCORD, NC 28027-0415
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14514334
DateSep 22, 2020
Book Page14514/334
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,170 (+25.27%) Land $90,000 Building $638,170
2024$728,170 (+25.27%) Land $90,000 Building $638,170
2023$7,092.00$581,300 Land $60,000 Building $521,300$581,300 Land $60,000 Building $521,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1985–2020)
Claims Outside the SFHA3 of 7
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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