42920 Whitney Rd, Lagrange, OH 44050 Property Records

Lorain County property record for 42920 Whitney Rd, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,524 sqft · built 1976
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-00-062-000-039`

Property Details

APN / Parcel Number

Primary APN	`15-00-062-000-039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Mixed
Garage Area	572 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	464 sqft
Patio Area	648 sqft
Shed	1 Shed
Shed Area	192 sqft
Gazebo	184 sqft
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	42920 WHITNEY RD
City	LAGRANGE
State	OH
Zip	44050-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -010 & -037
Legal Subdivision	LAGRANGE
Legal Lot Number	62
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1027
Census Tract	94101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42920 WHITNEY RD, LAGRANGE, OH 44050-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit ACHIEVE CU
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOL EMPS LORAIN CNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1999
Deed Sale	Sep 30, 1999
Prior Sale	Oct 23, 1995 · Amount on Record
Deed Document Number	645136
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	42920 WHITNEY RD, LAGRANGE, OH 44050-9460
Document Number	0000789658
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42920 WHITNEY RD LAGRANGE OH 440509460, LAGRANGE, OH 44050-9460

Mortgage

Document Number	0000789658
Date	Nov 19, 2020
Instrument	789658

Lender

Name	ACHIEVE CU
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Nov 18, 2037

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	42920 WHITNEY RD, LAGRANGE, OH 44050-9460
Document Number	0000705790
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42920 WHITNEY RD LAGRANGE OH 440509460, LAGRANGE, OH 44050-9460

Mortgage

Document Number	0000705790
Date	Feb 28, 2019
Instrument	705790

Lender

Name	SCHOOL EMPS LORAIN CNTY CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Feb 27, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,642.00	$90,120 (+%) Land $18,830 Building $71,290	$257,480 (-) Land $53,800 Building $203,680
2024	$3,642.00 (-8.38%)	$90,118 (+11.35%) Land $18,830 Building $71,288	$257,480 (+11.35%) Land $53,800 Building $203,680
2023	$3,975.00 (+0.73%)	$80,931 (+%) Land $18,169 Building $62,762	$231,230 (-) Land $51,910 Building $179,320
2022	$3,946.00	$80,930 Land $18,170 Building $62,760
2021			$231,230 Land $51,910 Building $179,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Verizon.

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