Lorain County property record for 42691 Whitney Rd, Lagrange, OH 44050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Sep 2022) |
| Tax Bill | $4,279 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-00-079-000-017 |
| Primary APN | 15-00-079-000-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 1,836 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 499 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 42691 WHITNEY RD |
|---|---|
| City | LAGRANGE |
| State | OH |
| Zip | 44050-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -015 |
| Legal Subdivision | TOWNSHIP/LAGRANGE |
| Legal Lot Number | 79 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LAGRANGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 94101 |
Source: Lorain County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42691 WHITNEY RD, LAGRANGE, OH 44050-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 28, 2022 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 3, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Apr 15, 2005 |
| Deed Document Number | 2022892974 |
| Prior Transfer Date | May 3, 2006 |
| Prior Transfer Doc | 0000141516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 24, 2026 |
| Property Address | 42691 WHITNEY RD, LAGRANGE, OH 44050-9459 |
| Document Number | 0000093165 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202693165 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 42691 WHITNEY RD, LAGRANGE, OH 44050-9459 |
| Document Number | 0000093165, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202693165 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 28, 2022 |
| Property Address | 42691 WHITNEY RD, LAGRANGE, OH 44050-9459 |
| Document Number | 0000892974 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022-0892974 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | BLACK TIE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 42691 WHITNEY RD, LAGRANGE, OH 44050-9459 |
| Document Number | 0000892975 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022-0892975 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42691 WHITNEY RD, LAGRANGE, OH 44050-9459 |
| Document Number | 0000695976 |
| Instrument Date | Nov 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42691 WHITNEY RD LAGRANGE OH 440509459, LAGRANGE, OH 44050-9459 |
| Document Number | 0000695976 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 695976 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | LaGrange Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,279.00 (-2.13%) | $106,780 (%) Land $22,610 Building $84,170 | $305,100 (-) Land $64,610 Building $240,490 |
| 2024 | $4,372.00 (+0.32%) | $106,785 (+19.81%) Land $22,614 Building $84,172 | $305,100 (+19.81%) Land $64,610 Building $240,490 |
| 2023 | $4,358.00 (+0.74%) | $89,128 (%) Land $20,941 Building $68,187 | $254,650 (-) Land $59,830 Building $194,820 |
| 2022 | $4,326.00 | $89,130 Land $20,940 Building $68,190 | |
| 2021 | $254,650 Land $59,830 Building $194,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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