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4292 Spoon Bill Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4292 Spoon Bill Way, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,056 sqft · built 1983
Lot Size0.4 acres (1,736 sqft)
OwnerCompany Name on File
Last Sale$440,000 (Jun 2021)
Tax Bill$5,282 (2025)
Deeds & MortgagesMay 2023 Transfer
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN160-503-40-00

Property Details

APN / Parcel Number

Primary APN160-503-40-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area1,736 sqft (0.4 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4292 SPOON BILL WAY
CityOCEANSIDE
StateCA
Zip92057-7506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 465 TR 009952
Legal SubdivisionOCEANA MISSION
Legal Tract009952
Legal Block1
Legal Lot Number465
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract18523

Owner

Source: San Diego County records · APN 160-503-40-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4292 SPOON BILL WAY, OCEANSIDE, CA 92057-7506
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 04, 2023Intrafamily Transfer, Transfer
Jun 23, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Prior SaleJan 16, 2009 · Amount on Record
Deed Document Number2021457990
Last Transfer DateApr 05, 2023
Transfer Doc0000116190
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 04, 2023
Property Address4292 SPOON BILL WAY, OCEANSIDE, CA 92057-7506
Document Number0000116190
Map ReferenceMAP 9952
Instrument DateApr 05, 2023
Instrument2023-0116190
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4292 SPOON BILL WAY, OCEANSIDE, CA 92057-7506

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2021
Property Address4292 SPOON BILL WAY, OCEANSIDE, CA 92057-7506
Document Number0000457990
Map ReferenceMAP 9952
Instrument DateMay 26, 2021
Instrument2021-0457990
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4292 SPOON BILL WAY, OCEANSIDE, CA 92057-7506

Mortgage

Document Number0000457991
DateJun 23, 2021
Instrument2021-0457991
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4292 SPOON BILL WAY, OCEANSIDE, CA 92057-7506
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8510 E SAN BENITO DR, SCOTTSDALE, AZ 85258-2440

Mortgage

Document Number0000669181
DateOct 29, 2020
Instrument2020-0669181
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$485,789 (+2%) Land $283,387 Building $202,402
2025$5,282.00 (+5.26%) Homeowner's exemption$476,265 (+4.04%) Land $277,831 Building $198,434
2023$5,018.00 (+1.58%) Homeowner's exemption$457,774 Land $267,044 Building $190,730
2022$4,940.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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