4281 Spoon Bill Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4281 Spoon Bill Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1983
Lot Size	0.4 acres (1,736 sqft)
Owner	Company Name on Record
Last Sale	$381,000 (Nov 2020)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Nov 2020 Sale Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-503-21-00`

Property Details

APN / Parcel Number

Primary APN	`160-503-21-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4281 SPOON BILL WAY
City	OCEANSIDE
State	CA
Zip	92057-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 420 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	420
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4281 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Nov 10, 2020	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jul 11, 2011 · Amount on Record
Deed Document Number	2020704636
Transfer Doc	0000704635
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2020
Property Address	4281 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000704636
Instrument Date	Oct 19, 2020
Instrument	704636
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$419.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7343 GRIFFITH LN MOORPARK CA 930213246, MOORPARK, CA 93021-3246

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2020
Property Address	4281 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000704635
Instrument Date	Oct 18, 2020
Instrument	704635
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4736 SANDALWOOD WAY OCEANSIDE CA 920577951, OCEANSIDE, CA 92057-7951

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2019
Property Address	4281 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000213198
Instrument Date	Apr 19, 2019
Instrument	213198
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4281 SPOON BILL WAY OCEANSIDE CA 920577507, OCEANSIDE, CA 92057-7507

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4281 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000145355
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 SPOON BILL WAY OCEANSIDE CA 920577507, OCEANSIDE, CA 92057-7507

Mortgage

Document Number	0000145355
Date	Mar 30, 2017
Instrument	145355

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.56%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4281 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000145354
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 SPOON BILL WAY OCEANSIDE CA 920577507, OCEANSIDE, CA 92057-7507

Mortgage

Document Number	0000145354
Date	Mar 30, 2017
Instrument	145354

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.56%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$171,211 (+2%) Land $98,961 Building $72,250
2025	$1,836.00 (+5.46%) Homeowner's exemption	$167,855 (+4.04%) Land $97,021 Building $70,834
2023	$1,741.00 (+1.63%) Homeowner's exemption	$161,339 Land $93,254 Building $68,085
2022	$1,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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