4292 Grotto Ct, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4292 Grotto Ct, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 825 sqft · built 1958
Lot Size0.148 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jul 2017)
Tax Bill$2,138 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551-0008-0442-00

Property Details

APN / Parcel Number

Primary APN551-0008-0442-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area825 sqft Living Area
1st Floor Area825 sqft
Basement Area825 sqft

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,490 sqft (0.148 acres)
Lot Dimensions130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4292 GROTTO CT
CityCINCINNATI
StateOH
Zip45211-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTTO CT 50 X 130.39 IRRLOT 23 CHESLEY HGTS SUB BLK E
Legal SubdivisionCHESLEY HEIGHTS SUB
Legal BlockE
Legal Lot Number23
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group3
Census Block3004
Census Tract20901

Owner

4292 Grotto Ct is owned and occupied by an individual who bought it in July 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address4292 GROTTO CT, CINCINNATI, OH 45211-5341
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2017 · Amount on File
Deed SaleJul 26, 2017 · Amount on File
Prior SaleJan 22, 1999
Deed Document Number17-0067290
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 26, 2017
Property Address4292 GROTTO CT, CINCINNATI, OH 45211-5341
Document Number0000007290
Map ReferenceMB 87 PG 13-14
Instrument DateJul 17, 2017
Instrument17-0067290
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care OfGUARDIAN SAVINGS BANK

Mortgage

Document Number0000007291
DateJul 26, 2017
Instrument17-0067291
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4292 Grotto Ct was $2,138, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,138.00 (+2.94%)$34,321 (+%) Land $8,060 Building $26,261
2024$2,077.00 (-2.03%)$34,320 (-) Land $8,060 Building $26,260
2023$2,120.00 (+7.78%)$34,320 (+30.74%) Land $8,060 Building $26,260$98,060 Land $23,030 Building $75,030
2022$1,967.00 Homeowner's exemption$26,250 Land $7,623 Building $18,627
2020$75,000 Land $21,780 Building $53,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4292 Grotto Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4292 Grotto Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Grotto Ct

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