4281 Grotto Ct, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4281 Grotto Ct, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1958
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (May 2018)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0453-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0453-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft
Basement Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	122 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4281 GROTTO CT
City	CINCINNATI
State	OH
Zip	45211-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTTO CT 50 X 122 LOT 34CHESLEY HGTS SUB BLK E
Legal Subdivision	CHESLEY HEIGHTS SUB
Legal Block	E
Legal Lot Number	34
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	3
Census Block	3004
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3149 LOCUST LOG LN, CINCINNATI, OH 45239-7107
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Deed Document Number	18-0042408
Record Updated	Jun 8, 2026

May 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2018
Property Address	4281 GROTTO CT, CINCINNATI, OH 45211-5341
Document Number	0000002408
Map Reference	MB87 PG13&14
Instrument Date	May 2, 2018
Instrument	18-0042408
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000002409
Date	May 18, 2018
Instrument	18-0042409

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+0.13%)	$36,253 (-) Land $7,805 Building $28,448
2024	$2,318.00 (-0.13%)	$36,253 (-) Land $7,805 Building $28,448
2023	$2,321.00 (+9.48%)	$36,253 (+26.31%) Land $7,805 Building $28,448	$103,580 (+26.32%) Land $22,300 Building $81,280
2022	$2,120.00	$28,701 Land $7,382 Building $21,319
2020			$82,000 Land $21,090 Building $60,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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