4292 Cottagewood Ct, Excelsior, MN 55331 Property Records

Hennepin County property record for 4292 Cottagewood Ct, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,315 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Apr 2018)
Tax Bill	$5,645 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-24-0085`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-24-0085`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,315 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,093 sqft
2nd Floor Area	1,222 sqft
Basement Area	643 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 4.9 ft wide
Garage Area	529 sqft
Porch	Slab
Porch Area	186 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4292 COTTAGEWOOD CT
City	EXCELSIOR
State	MN
Zip	55331-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 059 BLOCK 012 B WOODLAND COVE E49X120X102X136
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	24
Legal Subdivision	WOODLAND COVE
Legal Block	12
Legal Lot Number	59
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2007
Census Tract	27703

Owner

Source: Hennepin County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 15067, SANTA ANA, CA 92735-0067
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Aug 20, 2018	Warranty Deed, Subdivision Related Transfer CUSTOM HOME BUILDERS TITLE
Jul 31, 2018	Grant Deed, Transfer STEWART TITLE
Apr 18, 2018	Warranty Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	201810547075
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4292 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11082799
Date	Mar 1, 2022
Instrument	A11082799

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Unknown
Term	57 Months
Due	Dec 29, 2026

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 20, 2018
Property Address	4292 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0005554610
Instrument Date	Aug 17, 2018
Instrument	5554610
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2018
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4292 COTTAGEWOOD CT MINNETRISTA MN 553312138, MINNETRISTA, MN 55331-2138

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 31, 2018
Property Address	4292 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0010580194
Instrument Date	Jul 13, 2018
Instrument	10580194
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 18, 2018
Property Address	4292 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0010547075
Instrument Date	Apr 6, 2018
Instrument	10547075
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #39650 CHICAGO IL 606016710, 39650, CHICAGO, IL 60601-6710
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,645.00 (+6.37%)	$571,500 (+3.08%) Land $126,000 Building $445,500	$571,500 (+3.08%) Land $126,000 Building $445,500
2024	$5,307.00 (+13.06%)	$554,400 (+1.35%) Land $120,400 Building $434,000	$554,400 (+1.35%) Land $120,400 Building $434,000
2023	$4,694.00
2022		$547,000 Land $137,000 Building $410,000	$547,000 Land $137,000 Building $410,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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