4290 Trotter St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4290 Trotter St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1978
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2012)
Tax Bill	$8,762 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-651-06`

Property Details

APN / Parcel Number

Primary APN	`034-651-06`
Alternative APNs	`034-651-06-000` `03424117000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,485 sqft Living Area
Gross Area	2,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4290 TROTTER ST
City	CAPITOLA
State	CA
Zip	95010-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3001
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4290 TROTTER ST, CAPITOLA, CA 95010-2030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Correction Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2012 · Amount on Record
Deed Sale	Dec 4, 2012 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	201260021
Last Transfer Date	Dec 16, 2020
Transfer Doc	0000055771
Record Updated	Sep 20, 2026

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 22, 2020
Property Address	4290 TROTTER ST, CAPITOLA, CA 95010-2030
Document Number	0000055771
Instrument Date	Dec 16, 2020
Instrument	55771
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4290 TROTTER ST CAPITOLA CA 950102030, CAPITOLA, CA 95010-2030

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 21, 2020
Property Address	4290 TROTTER ST, CAPITOLA, CA 95010-2030
Document Number	0000055573
Map Reference	VOL 26 PG 4
Instrument Date	Dec 16, 2020
Instrument	2020-0055573
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4290 TROTTER ST, CAPITOLA, CA 95010-2030

Mortgage

Document Number	0000055574
Date	Dec 21, 2020
Instrument	2020-0055574

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2020
Property Address	4290 TROTTER ST, CAPITOLA, CA 95010-2030
Document Number	0000039482
Instrument Date	Sep 22, 2020
Instrument	39482
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4290 TROTTER ST CAPITOLA CA 950102030, CAPITOLA, CA 95010-2030

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,430 (+2%) Land $395,658 Building $263,772
2025	$8,762.00 (+10.34%)	$646,500 (+4.04%) Land $387,900 Building $258,600
2023	$7,941.00 (+1.35%)	$621,396 Land $372,838 Building $248,558	$1,120,680
2022	$7,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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