4220 Trotter St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4220 Trotter St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1977
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$1,680,000 (Jul 2026)
Tax Bill	$11,713 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`034-222-08`

Property Details

APN / Parcel Number

Primary APN	`034-222-08`
Alternative APN	`034-222-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4220 TROTTER ST
City	CAPITOLA
State	CA
Zip	95010-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B
Legal Subdivision	LANDS/SILVER
Legal Lot Number	B
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3001
Census Tract	121701

Owner

4220 Trotter St is owned by an individual who bought it in July 2026.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4204 BOXELDER PL, DAVIS, CA 95618-6062
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Jul 30, 2026	Grant Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Apr 8, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Feb 6, 2015 · Amount on File
Deed Document Number	202617140
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	0000006467
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2026
Property Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030
Document Number	0000017141
Instrument Date	Jul 22, 2026
Instrument	202617141
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4204 BOXELDER PL, DAVIS, CA 95618-6062

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2026
Property Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030
Document Number	0000017140
Instrument Date	Jul 22, 2026
Instrument	202617140
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$186,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4204 BOXELDER PL, DAVIS, CA 95618-6062

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009212
Date	Mar 17, 2020
Instrument	2020-0009212

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030

Mortgage

Document Number	0000047533
Date	Nov 12, 2020
Instrument	2020-0047533

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030

Mortgage

Document Number	0000003241
Date	Jan 21, 2021
Instrument	2021-0003241

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 8, 2024
Property Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030
Document Number	0000006467
Map Reference	VOL 22 PG 16
Instrument Date	Jun 5, 2019
Instrument	2024-0006467
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4220 TROTTER ST, CAPITOLA, CA 95010-2030

Tax Assessment & Valuation

The 2025 property tax bill for 4220 Trotter St was $11,713.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$931,675 (+2%) Land $559,005 Building $372,670
2025	$11,713.00	$913,407 Land $548,044 Building $365,363
2023	$10,659.00 (+1.21%) Homeowner's exemption	$877,938 Land $526,763 Building $351,175	$1,272,240
2022	$10,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4220 Trotter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4220 Trotter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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