4290 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4290 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$1,544 (2025)
Deeds & MortgagesJun 2025 Mortgage
Flood ZoneZone AE (high risk)
APN3226323596000F0110

Property Details

APN / Parcel Number

Primary APN3226323596000F0110

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address4290 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6210
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 11
Legal Phase1
Legal BlockF
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

4290 Sagefield Dr, residential vacant land, is owned and occupied by an individual who acquired it in June 2025.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4290 SAGEFIELD DR, HARMONY, FL 34773-6210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2025
Deed SaleJun 2, 2025
Deed Document Number2025068445
Deed Book / Page6796 / 1633
Record UpdatedJun 8, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 2, 2025
Property Address4290 SAGEFIELD DR, HARMONY, FL 34773-6210
Document Number0067961633
Book / Page6796 / 1633
Map ReferenceMB 32 PG 120
Instrument DateMay 28, 2025
Instrument2025068445
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address4290 SAGEFIELD DR, HARMONY, FL 34773-6210

Mortgage

Document Number0067961634
DateJun 2, 2025
Instrument6796/1634
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4290 Sagefield Dr was $1,544.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,544.00$60,000 Land $60,000$60,000 Land $60,000
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4290 Sagefield Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation70.5 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4290 Sagefield Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 84% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Nearby Properties on Sagefield Dr

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