Osceola County property record for 4287 Sagefield Dr, Harmony, FL 34773
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,900 (Aug 2026) |
| Tax Bill | $1,544 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-26-32-3596-000D-0100 |
| Primary APN | 32-26-32-3596-000D-0100 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,791 sqft (0.11 acres) |
|---|
| Street Address | 4287 SAGEFIELD DR |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6211 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK D LOT 10 |
| Legal Subdivision | HARMONY CENTRAL PHASE 1 |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
4287 Sagefield Dr, vacant land, is owned and occupied by an individual who bought it in August 2026.
Source: Osceola County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4287 SAGEFIELD DR, HARMONY, FL 34773-6211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING |
| Jun 9, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Jun 9, 2025 · Amount on File |
| Deed Document Number | 2026100575 |
| Deed Book / Page | 7013 / 1065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 4287 SAGEFIELD DR, HARMONY, FL 34773-6211 |
| Document Number | 0000100575 |
| Book / Page | 7013 / 1065 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026100575 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279,194.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4287 SAGEFIELD DR, HARMONY, FL 34773-6211 |
| Document Number | 0000100576, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026100576 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 9, 2025 |
| Property Address | 4287 SAGEFIELD DR, HARMONY, FL 34773-6211 |
| Document Number | 0068001662 |
| Book / Page | 6800 / 1662 |
| Map Reference | MB 32 PG 120-133 |
| Instrument Date | May 29, 2025 |
| Instrument | 2025071707 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,842.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631 |
| Name | Verified Name |
|---|---|
| Address | 4287 SAGEKIELD DR, HARMONY, FL 34773-6211 |
| Document Number | 0068001663 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 6800/1663 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
The 2025 property tax bill for 4287 Sagefield Dr was $1,544, up 103.4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,544.00 (+103.43%) | $60,000 Land $60,000 | $60,000 Land $60,000 |
| 2024 | $759.00 (+8.74%) | ||
| 2023 | $698.00 (+1,044.26%) | $50,000 (+1,036.36%) Land $50,000 | $50,000 (+1,036.36%) Land $50,000 |
| 2022 | $61.00 | $4,400 Land $4,400 | $4,400 Land $4,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4287 Sagefield Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4287 Sagefield Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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