4290 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 4290 Phillips Ave, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 973 sqft · built 1949
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on Record
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-07-328-002`

Property Details

APN / Parcel Number

Primary APN	`04-25-07-328-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	973 sqft Living Area
1st Floor Area	965 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	110 ft deep x 43 ft wide
Porch	Slab
Porch Area	24 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4290 PHILLIPS AVE
City	BERKLEY
State	MI
Zip	48072-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 7 COTTAGE HOMES SUB S 43.1 FT OF LOT 390
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	COTTAGE HOMES
Legal Lot Number	390
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1002
Census Tract	170100

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4290 PHILLIPS AVE, BERKLEY, MI 48072-3430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2017
Transfer Doc	0000222348
Record Updated	Oct 29, 2026

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OAKLAND MI
Recording Date	Dec 5, 2017
Property Address	4290 PHILLIPS AVE, BERKLEY, MI 48072-3430
Document Number	0000222348
Book / Page	051354 / 000564
Instrument Date	Sep 20, 2017
Instrument	222348
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 PHILLIPS AVE BERKLEY MI 480723430, BERKLEY, MI 48072-3430

Mortgage

Document Number	222349
Date	Dec 5, 2017
Book Page	051354/000567
Instrument	222349

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (-2.91%) Homeowner's exemption	$117,130 (+13.34%)	$234,260 (+13.34%)
2024	$2,505.00 (+19.74%)
2023		$103,340	$206,680
2021	$2,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20