4148 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 4148 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,751 sqft · built 1947
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on Record
Tax Bill$4,158 (2025)
Deeds & MortgagesJun 2023 Transfer
Jul 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-25-07-328-010

Property Details

APN / Parcel Number

Primary APN04-25-07-328-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,751 sqft Living Area
1st Floor Area820 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage Area566 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4148 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB LOT 385
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number385
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1002
Census Tract170100

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Intrafamily Transfer, Transfer
Jul 26, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VIBE CU
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
VIBE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 1, 2023
Transfer Doc0000060830
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 5, 2023
Property Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429
Document Number0000060830
Book / Page58647 / 403
Map ReferenceLB 21 PG 27
Instrument DateJun 1, 2023
Instrument60830
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429

Mortgage

Document Number0000184062
DateJul 26, 2021
Book Page56598/285
Instrument184062
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4148 PHILLIPS AVE, BERKLEY, MI 48072-3429
Document Number0000108590
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4148 PHILLIPS AVE BERKLEY MI 480723429, BERKLEY, MI 48072-3429

Mortgage

Document Number0000108590
DateJun 5, 2020
Book Page054308/000006
Instrument108590
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 4, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,158.00 (-2.87%) Homeowner's exemption$218,390 (+12.98%)$436,780 (+12.98%)
2024$4,281.00 (+20.15%)
2023$193,300$386,600
2021$3,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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