4290 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4290 E Cotton Ct, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,456 sqft · built 2007
Lot Size0.151 acres (6,590 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Nov 2018)
Tax Bill$1,596 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN313-12-581

Property Details

APN / Parcel Number

Primary APN313-12-581

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,590 sqft (0.151 acres)
Parking Spaces2 Parking Spaces
Patio Area173 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4290 E COTTON CT
CityGILBERT
StateAZ
Zip85234-7707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionHIGHLAND GROVES AT MORRISON RANCH MCR 715-18
Legal Range06E
Legal Township01S
Legal Section12
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionHIGHLAND GROVES AT MORRISON RANCH
Legal Lot Number216
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1025
Census Tract422623

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4290 E COTTON CT, GILBERT, AZ 85234-7707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 2, 2018Warranty Deed, Transfer · Conventional Mortgage
CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 2, 2018 · Amount on Record
Deed SaleNov 2, 2018 · Amount on Record
Prior SaleJul 23, 2015 · Amount on Record
Deed Document Number20180821818
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4290 E COTTON CT, GILBERT, AZ 85234-7707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4155 E WEATHER VANE RD, GILBERT, AZ 85296-3090

Mortgage

Document Number0001246601
DateDec 17, 2020
Instrument20201246601
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 2, 2018
Property Address4290 E COTTON CT, GILBERT, AZ 85234-7707
Document Number0000821818
Instrument DateSep 19, 2018
Instrument821818
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4290 E COTTON CT GILBERT AZ 852347707, GILBERT, AZ 85234-7707

Mortgage

Document Number821819
DateNov 2, 2018
Instrument821819
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,920 (-0.62%)$399,200 (-0.62%) Land $79,800 Building $319,400
2025$1,596.00 (-0.87%)
2024$40,170$401,700 Land $80,300 Building $321,400
2023$1,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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