4280 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4280 E Cotton Ct, Gilbert, AZ 85234 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,126 sqft · built 2007
Lot Size	0.138 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Apr 2021)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-12-580`

Property Details

APN / Parcel Number

Primary APN	`313-12-580`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,126 sqft Living Area
1st Floor Area	940 sqft
2nd Floor Area	1,186 sqft

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,050 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4280 E COTTON CT
City	GILBERT
State	AZ
Zip	85234-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND GROVES AT MORRISON RANCH MCR 715-18
Legal Range	06E
Legal Township	01S
Legal Section	12
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	HIGHLAND GROVES AT MORRISON RANCH
Legal Lot Number	215
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1025
Census Tract	422623

Owner

Source: Maricopa County records · APN 313-12-580

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4280 E COTTON CT, GILBERT, AZ 85234-7707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Warranty Deed, Transfer · VA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Mar 09, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TTL & TR OF PHOENIX
Jan 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LHM FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Mar 09, 2021
Deed Document Number	20210407506
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2021
Property Address	4280 E COTTON CT, GILBERT, AZ 85234-7707
Document Number	0000407506
Map Reference	MB 715 PG 18
Instrument Date	Apr 06, 2021
Instrument	20210407506
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4280 E COTTON CT, 4280, GILBERT, AZ 85234-7707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4280 E COTTON CT, GILBERT, AZ 85234-7707

Mortgage

Document Number	0000407507
Date	Apr 12, 2021
Instrument	20210407507

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 09, 2021
Property Address	4280 E COTTON CT, GILBERT, AZ 85234-7707
Document Number	0000263895
Map Reference	MB 715 PG 18
Instrument Date	Mar 02, 2021
Instrument	20210263895
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 16, 2020
Property Address	4280 E COTTON CT, GILBERT, AZ 85234-7707
Document Number	0000041327
Map Reference	MB 715 PG 18
Instrument Date	Jan 02, 2020
Instrument	20200041327
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 E COTTON CT, GILBERT, AZ 85234-7707

Mortgage

Document Number	0000041328
Date	Jan 16, 2020
Instrument	20200041328

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,210 (-0.22%)	$452,100 (-0.22%) Land $90,400 Building $361,700
2025	$1,990.00 (+3.54%)
2024		$45,310	$453,100 Land $90,600 Building $362,500
2023	$1,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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