429 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 429 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,513 sqft · built 1985
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Aug 2020)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1941-80-7914-000`

Property Details

APN / Parcel Number

Primary APN	`1941-80-7914-000`
Alternative APNs	`1815228` `1861950`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,513 sqft Living Area
1st Floor Area	1,101 sqft
Basement Area	1,740 sqft
Finished Basement	1,740 sqft
Unfinished Basement	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Porch	Porch
Porch Area	392 sqft
Patio Area	1,476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1861950
Street Address	429 SAINT ANDREWS RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMPS
Legal Description	LOT GL-93A, 0.47 AC, PB27 PG418
Legal Subdivision	LAUREL CREEK TOWNSHIP
Legal Lot Number	G
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1023
Census Tract	921000

Owner

Source: Watauga County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2156 NE 187TH ST, NORTH MIAMI BEACH, FL 33179-4312
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Loan Assumption FIRST HOME MORTGAGE CORP
Nov 25, 2025	Intrafamily Transfer, Transfer
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2020693578
Deed Book / Page	2113 / 139
Last Transfer Date	Jul 22, 2024
Transfer Doc	0000742575
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	429 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8216
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024610804
Date	Nov 24, 2025
Book Page	2461/804
Instrument	755579

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	298 Months
Due	Sep 1, 2050

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Nov 25, 2025
Property Address	429 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8216
Document Number	0024620098
Book / Page	2462 / 98
Map Reference	MB 27 PG 418
Instrument Date	Nov 18, 2025
Instrument	755619
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2156 NE 187TH ST, NORTH MIAMI BEACH, FL 33179-4312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2156 NE 187TH ST, NORTH MIAMI BEACH, FL 33179-4312

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 11, 2020
Property Address	429 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8216
Document Number	0021130139
Book / Page	2113 / 139
Map Reference	MB 27 PG 418
Instrument Date	Jul 22, 2020
Instrument	693578
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 GULF SHORE BLVD N, 2301, NAPLES, FL 34103-4379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20845 NE 31ST PL, AVENTURA, FL 33180-3639

Mortgage

Document Number	693579
Date	Aug 11, 2020
Instrument	693579

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (-65.54%)	$683,000 (-21.27%) Land $102,000 Building $581,000
2024	$8,561.00		$873,800 Land $102,000 Building $771,800
2023		$867,500 Land $102,000 Building $765,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Andrews Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures