429 River Birch Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 429 River Birch Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,282 sqft · built 1999
Lot Size	0.64 acres (27,907 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2020)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`37-05-26-014608-003-07`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014608-003-07`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,282 sqft Heated Area
Gross Area	3,273 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,907 sqft (0.64 acres)
Garage Area	525 sqft
Porch	Porch
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	429 RIVER BIRCH LN
City	FLEMING ISLAND
State	FL
Zip	32003-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 7 CHRISTOPHER COVE UNIT 2AS REC O R 4109 PG 1357,4269 PG 1149 & 4309 PG 76
Legal Range	26
Legal Township	05
Legal Section	37
Legal Subdivision	CHRISTOPHER COVE
Legal Phase	ER
Legal Lot Number	7
Legal Unit	2AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jan 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	2020024479
Deed Book / Page	4309 / 76
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 19, 2020
Property Address	429 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005
Document Number	0043090076
Book / Page	4309 / 76
Map Reference	MB 29 PG 48-51
Instrument Date	May 13, 2020
Instrument	2020024479
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 SAWGRASS CIRCLE N, 5000, PONTE VEDRA, FL 32082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005

Mortgage

Document Number	0000430978
Date	May 19, 2020
Instrument	4309/78

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jan 14, 2020
Property Address	429 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005
Document Number	0042691149
Book / Page	004269 / 001149
Instrument Date	Jan 14, 2020
Instrument	2385
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 POND RIDGE CT #903 FLEMING ISLAND FL 320034008, 903, FLEMING ISLAND, FL 32003-4008

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 1, 2018
Property Address	429 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005
Document Number	0041091357
Book / Page	4109 / 1357
Map Reference	MB29 PG48-51
Instrument Date	Jul 27, 2018
Instrument	2018040144
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	OSBORNE & SHEFFIELD TITLE SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3651 US HIGHWAY 17, 3651, FLEMING ISLAND, FL 32003-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	429 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005

Mortgage

Document Number	2018040145
Date	Aug 1, 2018
Instrument	2018040145

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (-0.82%) Homeowner's exemption	$326,067 (+5.99%)	$411,494 (+4.45%) Land $70,000 Building $341,494
2023	$4,396.00 (+5.8%) Homeowner's exemption	$307,649 (+3%)	$393,948 (+15.32%) Land $70,000 Building $323,948
2022	$4,155.00 Homeowner's exemption	$298,689	$341,602 Land $70,000 Building $271,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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