Clay County property record for 425 River Birch Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,888 sqft · built 2000 |
| Lot Size | 0.704 acres (30,644 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Sep 2016) |
| Tax Bill | $4,239 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-05-26-014608-003-06 |
| Primary APN | 37-05-26-014608-003-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Gross Area | 3,560 sqft |
| 1st Floor Area | 2,504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 30,644 sqft (0.704 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 425 RIVER BIRCH LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 6 CHRISTOPHER COVE UNIT 2 AS REC OR 3142 PG 1976; 3744 PG 1160 & 3904 PG 2137 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | CHRISTOPHER COVE UNIT 2 |
| Legal Phase | ER |
| Legal Lot Number | 6 |
| Legal Unit | 2AS |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on Record |
| Deed Sale | Sep 1, 2016 · Amount on Record |
| Prior Sale | May 5, 2015 · Amount on Record |
| Deed Book / Page | 3904 / 2137 |
| Prior Transfer Date | Apr 24, 2015 |
| Prior Transfer Doc | 0037441160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 425 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 425 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005 |
| Document Number | 0045231529 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4523/1529 |
| Instrument | 2021065874 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 425 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005 |
| Document Number | 0040950260 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 425 RIVER BIRCH LN FLEMING ISLAND FL 320035005, FLEMING ISLAND, FL 32003-5005 |
| Document Number | 0040950260 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 004095/000260 |
| Instrument | 31610 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 19, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $341,593 (+5.99%) | $518,926 (+4.66%) Land $70,000 Building $448,926 |
| 2024 | $4,239.00 (-5.08%) | ||
| 2023 | $4,466.00 (+4.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $322,298 (+3%) | $495,838 (+15.99%) Land $70,000 Building $425,838 |
| 2022 | $4,287.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $312,911 | $427,484 Land $70,000 Building $357,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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