429 Ridge Ct, Naples, FL 34108 Property Records

Collier County property record for 429 Ridge Ct, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	4,833 sqft · built 2013
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Company Names on File
Last Sale	$1,050,000 (Apr 2012)
Tax Bill	$28,394 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2019 Sale
Flood Zone	Zone AH (high risk)
APN	`561400 L 284A03`

Property Details

APN / Parcel Number

Primary APN	`561400 L 284A03`
Alternative APNs	`67283480008128400L284` `67283480008`

Interior

Stories	1 Story
Building Area	4,833 sqft Living Area
1st Floor Area	3,827 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	81,893 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Enclosed Porch
Deck Area	2,489 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Location & Zoning

Street Address	429 RIDGE CT
City	NAPLES
State	FL
Zip	34108-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK L LOT 28
Legal Range	25
Legal Township	49
Legal Section	3
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	L
Legal Lot Number	28
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10205

Owner

429 Ridge Ct is owned by a company that acquired it in May 2019 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	429 RIDGE CT, NAPLES, FL 34108-2602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2012 · Amount on File
Deed Sale	Apr 2, 2012 · Amount on File
Prior Sale	Dec 19, 1997 · Amount on File
Deed Document Number	20124675605
Deed Book / Page	4780 / 3104
Last Transfer Date	May 10, 2019
Transfer Doc	0056721112
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	429 RIDGE CT, NAPLES, FL 34108-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055552927
Date	Sep 24, 2018
Book Page	5555/2927
Instrument	5616168

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 10, 2019
Property Address	429 RIDGE CT, NAPLES, FL 34108-2602
Document Number	0056721112
Book / Page	005672 / 001112
Instrument Date	May 10, 2019
Instrument	5763676
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	429 RIDGE CT NAPLES FL 341082602, NAPLES, FL 34108-2602

Tax Assessment & Valuation

The 2025 property tax bill for 429 Ridge Ct was $28,394 with exemptions applied, up 2.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,056,558 (+2.7%)	$5,833,029 (-1.61%) Land $2,990,594 Building $2,842,435
2025	$28,394.00 (+2.24%) Homeowner's exemption Widower's exemption	$2,976,201	$5,928,405 Land $3,682,998 Building $2,245,407
2024	$27,772.00 (+0.38%)
2023	$27,667.00 (-3.18%) Homeowner's exemption	$2,808,082 (+3%)	$8,935,607 (+102.82%) Land $6,590,628 Building $2,344,979
2022	$28,575.00 Homeowner's exemption	$2,726,293	$4,405,710 Land $2,259,228 Building $2,146,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Ridge Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Ridge Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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