427 Ridge Ct, Naples, FL 34108 Property Records

Collier County property record for 427 Ridge Ct, Naples, FL 34108

Property Summary

Property Type	Residential Vacant Land
Details	3,204 sqft · built 1997
Lot Size	1.83 acres (80,150 sqft)
Owner	Company Name on Record
Last Sale	$8,000,000 (Jan 2025)
Tax Bill	$51,727 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Feb 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`561400 L 294A03`

Property Details

APN / Parcel Number

Primary APN	`561400 L 294A03`
Alternative APNs	`67283520007128400L294` `67283520007`

Interior

Stories	2 Stories
Building Area	3,204 sqft Living Area
1st Floor Area	3,204 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Steel Frame
Lot Area	80,150 sqft
Pool Area	864 sqft
Deck Area	852 sqft

Location & Zoning

Street Address	427 RIDGE CT
City	NAPLES
State	FL
Zip	34108-2602
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK L LOT 29
Legal Range	25
Legal Township	49
Legal Section	3
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	L
Legal Lot Number	29
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10205

Owner

Source: Collier County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1400 GULF SHORE BLVD N, 142, NAPLES, FL 34102-4971
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Construction Mortgage GHY USA INC
Feb 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Document Number	20256633630
Deed Book / Page	6431 / 402
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	0062112923
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	427 RIDGE CT, NAPLES, FL 34108-2602
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 TRADE CENTER WAY, NAPLES, FL 34109-6220

Mortgage

Document Number	0062130786
Date	Feb 6, 2023
Book Page	6213/786
Instrument	6359993

Lender

Name	GHY USA INC
Type	Non-Lending Institution
Address	PEMBINA, ND 58271

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 2, 2023
Property Address	427 RIDGE CT, NAPLES, FL 34108-2602
Document Number	0062112923
Book / Page	6211 / 2923
Map Reference	MB 3 PG 51
Instrument Date	Jan 31, 2023
Instrument	6358028
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 RIDGE CT, NAPLES, FL 34108-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 TRADE CENTER WAY, NAPLES, FL 34109-6220

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,151,885 (-33.61%) Land $3,151,885	$3,151,885 (-49.48%) Land $3,151,885
2025	$51,727.00 (-16.44%)	$4,747,606 (+21%)	$6,238,771 (-40.19%) Land $4,055,436 Building $2,183,335
2024	$61,903.00 (-7.16%)
2023	$66,679.00 (+73.04%)	$3,923,641 (+1%)	$10,431,760 (+175.45%) Land $7,257,096 Building $3,174,664
2022	$38,534.00	$3,566,946	$3,787,160 Land $2,487,689 Building $1,299,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures