429 Place Saint Michel, Covington, LA 70433 Property Records

St. Tammany Parish property record for 429 Place Saint Michel, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,558 sqft · built 2007
Owner	2 Individual Names on Record
Last Sale	$52,500 (Sep 2006)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2021 Mortgage
APN	`103-807-3587`

Property Details

APN / Parcel Number

Primary APN	`103-807-3587`
Alternative APN	`2852`

Interior

Building Area	2,558 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Storage Building	180 sqft

Location & Zoning

Old Parcel Number	103-807-3587
Street Address	429 PLACE SAINT MICHEL
City	COVINGTON
State	LA
Zip	70433-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 257 NORMANDY OAKS PH 3A INST NO 925200 INST NO 1578630
Legal Subdivision	NORMANDY OAKS
Legal Phase	3A
Legal Lot Number	257
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	429 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON FINANCIAL CU
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2006 · Amount on Record
Deed Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	1578630
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	429 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	LOUISIANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002133613
Date	Oct 25, 2018
Instrument	2133613

Lender

Name	JEFFERSON FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	429 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	NOT AVAILABLE, DESIRE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002271212
Date	May 21, 2021
Instrument	2271212

Lender

Name	JEFFERSON FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,153.00 (+5.76%) Homeowner's exemption	$41,048 (+7.66%) Land $6,000 Building $35,048	$410,476 (+7.66%) Land $60,000 Building $350,476
2024	$3,927.00 (+10.28%) Homeowner's exemption	$38,127 (+14.3%) Land $6,000 Building $32,127	$381,269 (+14.3%) Land $60,000 Building $321,269
2023	$3,561.00 (+6.9%) Homeowner's exemption	$33,357 (+5.25%) Land $6,000 Building $27,357	$333,572 (+5.25%) Land $60,000 Building $273,572
2022	$3,331.00 Homeowner's exemption	$31,692 Land $6,000 Building $25,692	$316,920 Land $60,000 Building $256,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 57% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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