St. Tammany Parish property record for 420 Place Saint Michel, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,655 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $368,000 (May 2025) |
| Tax Bill | $3,164 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| APN | 103-807-3123 |
| Primary APN | 103-807-3123 |
|---|---|
| Alternative APN |
|
| Building Area | 2,655 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 103-807-3123 |
|---|---|
| Street Address | 420 PLACE SAINT MICHEL |
| City | COVINGTON |
| State | LA |
| Zip | 70433-8135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORMANDY OAKS LT266 PH3A |
| Legal Subdivision | NORMANDY OAKS |
| Legal Phase | 3A |
| Legal Lot Number | 266 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 40401 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 PLACE SAINT MICHEL, COVINGTON, LA 70433-8135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on Record |
| Deed Sale | May 2, 2025 · Amount on Record |
| Deed Document Number | 2447932 |
| Prior Transfer Date | Dec 21, 2010 |
| Prior Transfer Doc | 1796024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 420 PLACE SAINT MICHEL, COVINGTON, LA 70433-8135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002243954 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2243954 |
| Name | ACE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,164.00 (-3.45%) Homeowner's exemption | $33,059 (-) Land $6,000 Building $27,059 | $330,590 (-) Land $60,000 Building $270,590 |
| 2024 | $3,277.00 (-6.88%) Homeowner's exemption | $33,059 (-) Land $6,000 Building $27,059 | $330,590 (-) Land $60,000 Building $270,590 |
| 2023 | $3,519.00 (-0.03%) Homeowner's exemption | $33,059 (-) Land $6,000 Building $27,059 | $330,590 (-) Land $60,000 Building $270,590 |
| 2022 | $3,520.00 Homeowner's exemption | $33,059 Land $6,000 Building $27,059 | $330,590 Land $60,000 Building $270,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 534 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 534 in force |
| Nearby Flood Claims | 15 (2005–2024) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 53% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, REV.
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