St. Louis County property record for 429 N Clay Ave, Ferguson, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,110 sqft · built 1942 |
| Lot Size | 0.198 acres (8,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,431 (Dec 2025) |
| Tax Bill | $1,633 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Second Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11H-42-0161 |
| Primary APN | 11H-42-0161 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,360 sqft |
| 1st Floor Area | 956 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 8,638 sqft (0.198 acres) |
| Lot Dimensions | 144 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Patio Area | 316 sqft |
| Poultry House | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 429 N CLAY AVE |
|---|---|
| City | FERGUSON |
| State | MO |
| Zip | 63135-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1C |
| Legal Description | FERGUSON ESTATE LOT 23 |
| Legal Subdivision | FERGUSON ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 212600 |
429 N Clay Ave is owned and occupied by an individual who bought it in December 2025.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 N CLAY AVE, FERGUSON, MO 63135-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage LEADERONE FINANCIAL CORP |
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORPORATION |
| Aug 11, 2025 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Jul 30, 2025 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Aug 11, 2025 |
| Deed Document Number | 202583 |
| Prior Transfer Date | Jul 11, 2024 |
| Prior Transfer Doc | 0000000024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 19, 2025 |
| Property Address | 429 N CLAY AVE, FERGUSON, MO 63135-3500 |
| Document Number | 2025121900083 |
| Map Reference | MB 37 PG 21 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025121900083 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 429 N CLAY AVE, FERGUSON, MO 63135-3500 |
| Document Number | 2025123100146 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025123100146 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 6, 2026 |
| Property Address | 429 N CLAY AVE, FERGUSON, MO 63135-3500 |
| Document Number | 0000000100 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2026100 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 10316 CHESLEY DR, SAINT LOUIS, MO 63136-2359 |
| Document Number | 0000000100, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026100 |
| Name | LEADER ONE FINANCIAL CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 6.24% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 11, 2025 |
| Property Address | 429 N CLAY AVE, FERGUSON, MO 63135-3500 |
| Document Number | 2025081100451 |
| Map Reference | MB 37 PG 21 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025081100451 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 ROYAL MANOR CT, SAINT LOUIS, MO 63141-8152 |
| Name | Verified Name |
|---|---|
| Address | 12421 NICHOLAS LN, DES PERES, MO 63131-3625 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 30, 2025 |
| Property Address | 429 N CLAY AVE, FERGUSON, MO 63135-3500 |
| Document Number | 2025073000307 |
| Map Reference | MB 37 PG 21 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 2025073000307 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 TRAILWYND CT, WENTZVILLE, MO 63385-6644 |
| Name | Verified Name |
|---|---|
| Address | 148 ROYAL MANOR CT, SAINT LOUIS, MO 63141-8152 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 429 N Clay Ave was $1,633, up 3.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,450 (+34.23%) Land $3,290 Building $28,160 | $165,500 (+34.23%) Land $17,300 Building $148,200 | |
| 2025 | $1,633.00 (+3.95%) | $23,430 (+8.22%) Land $3,290 Building $20,140 | $123,300 Land $17,300 Building $106,000 |
| 2024 | $1,571.00 (+0.58%) | $21,650 (-) Land $2,950 Building $18,700 | |
| 2023 | $1,562.00 (+4.97%) | $21,650 (+18.24%) Land $2,950 Building $18,700 | $113,900 Land $15,500 Building $98,400 |
| 2022 | $1,488.00 | $18,310 Land $3,760 Building $14,550 | |
| 2021 | $96,400 Land $19,800 Building $76,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 429 N Clay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2019) |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 N Clay Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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