St. Louis County property record for 417 N Clay Ave, Ferguson, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1942 |
| Lot Size | 0.19 acres (8,281 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,900 (Jun 1999) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11H-42-0071 |
| Primary APN | 11H-42-0071 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 8,281 sqft (0.19 acres) |
| Lot Dimensions | 64 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 N CLAY AVE |
|---|---|
| City | FERGUSON |
| State | MO |
| Zip | 63135-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1C |
| Legal Description | FERGUSON ESTATES LOT 25 |
| Legal Range | 6E |
| Legal Township | 46N |
| Legal Section | 02 |
| Legal Subdivision | FERGUSON ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 212600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 N CLAY AVE, FERGUSON, MO 63135-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 1999 · Amount on Record |
| Deed Sale | Jun 4, 1999 · Amount on Record |
| Deed Document Number | 1999709 |
| Deed Book / Page | 2141 / 2639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 8, 2026 |
| Property Address | 417 N CLAY AVE, FERGUSON, MO 63135-3505 |
| Document Number | 0000000463 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20261008463 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 417 N CLAY AVE, FERGUSON, MO 63135-3505 |
| Document Number | 0000000463, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 20261008463 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Jul 30, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 417 N CLAY AVE, FERGUSON, MO 63135-3505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 417 N CLAY AVE, FERGUSON, MO 63135-3505 |
| Document Number | 2022033100137 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022033100137 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | 28022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,620 (-) Land $3,230 Building $21,390 | $129,600 (-) Land $17,000 Building $112,600 | |
| 2025 | $1,585.00 (+0.57%) | $24,620 (+13.35%) Land $3,230 Building $21,390 | $129,600 (+13.39%) Land $17,000 Building $112,600 |
| 2024 | $1,576.00 (+0.57%) | ||
| 2023 | $1,567.00 (+12.09%) | $21,720 (+26.28%) Land $2,890 Building $18,830 | $114,300 (+26.3%) Land $15,200 Building $99,100 |
| 2022 | $1,398.00 | $17,200 Land $3,710 Building $13,490 | |
| 2021 | $90,500 Land $19,500 Building $71,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2019) |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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