Winnebago County property record for 429 Monroe St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,689 sqft · built 1900 |
| Lot Size | 0.148 acres (6,432 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,165 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04150000 |
| Primary APN | 04-04150000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,432 sqft (0.148 acres) |
| Lot Dimensions | 134 ft deep x 48 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 904-04150000 |
|---|---|
| Street Address | 429 MONROE ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-5145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 7 BLK 53 FORDS ADDN |
| Legal Subdivision | BLK 53 FORDS ADDN |
| Legal Block | 53 |
| Legal Lot Number | 7 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 200 |
429 Monroe St is owned and occupied by an individual who acquired it in February 2022.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 MONROE ST, OSHKOSH, WI 54901-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION |
| Dec 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU (WISCONSIN) |
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2009 |
| Deed Sale | Aug 10, 2009 |
| Prior Sale | Aug 13, 2008 · Amount on File |
| Deed Document Number | 20091515360 |
| Last Transfer Date | Feb 3, 2022 |
| Transfer Doc | 0001876107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Apr 7, 2026 |
| Property Address | 429 MONROE ST, OSHKOSH, WI 54901-5145 |
| Document Number | 0001964744 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20261964744 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 429 MONROE ST, OSHKOSH, WI 54901-5145 |
| Document Number | 0001964744, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20261964744 |
| Name | COMMUNITY FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 22, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 429 MONROE ST, OSHKOSH, WI 54901-5145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001935099 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 1935099 |
| Name | COMMUNITY FIRST CU (WISCONSIN) |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 71 Months |
| Due | Nov 29, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Feb 13, 2026 |
| Property Address | 429 MONROE ST, OSHKOSH, WI 54901-5145 |
| Document Number | 0001961630 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 1961630 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 429 MONROE ST, OSHKOSH, WI 54901-5145 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,900 (-) Land $19,900 Building $161,000 | ||
| 2024 | $5,165.00 (+94.32%) | $180,900 (+78.93%) Land $19,900 Building $161,000 | $188,746 (+29.2%) Land $20,763 Building $167,983 |
| 2023 | $2,658.00 (-44.34%) Homeowner's exemption | $101,100 (-) Land $11,700 Building $89,400 | $146,092 Land $16,907 Building $129,185 |
| 2022 | $4,775.00 Homeowner's exemption | $101,100 Land $11,700 Building $89,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 429 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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