Winnebago County property record for 421 Monroe St, Oshkosh, WI 54901
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,996 sqft · built 1980 |
| Lot Size | 0.277 acres (12,082 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,998 (2023) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04130000 |
| Primary APN | 04-04130000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 3,992 sqft |
| 1st Floor Area | 1,996 sqft |
| Basement Area | 1,996 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Other |
| Lot Area | 12,082 sqft (0.277 acres) |
| Lot Dimensions | 134 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 904-04130000 |
|---|---|
| Street Address | 208 IRENE ST |
| City | NEENAH |
| State | WI |
| Zip | 54956-3172 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 CSM #775 |
| Legal Subdivision | FORDS ADDITION |
| Legal Block | 53 |
| Legal Lot Number | 3 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 200 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 156 LORRAINE AVE, NEENAH, WI 54956-3140 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF OSHKOSH INC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ADVOCAP INC |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage HABITAT OF HUMANITY OF OSHKOSH INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 421 MONROE ST, OSHKOSH, WI 54901-5145 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001885094 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 1885094 |
| Name | HABITAT FOR HUMANITY OF OSHKOSH INC |
|---|---|
| Type | Non-Lending Institution |
| Address | OSHKOSH, WI 54904 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 421 MONROE ST, OSHKOSH, WI 54901-5145 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001885095 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 1885095 |
| Name | ADVOCAP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FOND DU LAC, WI 54936 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jun 22, 2022 |
| Property Address | 421 MONROE ST, OSHKOSH, WI 54901-5145 |
| Document Number | 0001885092 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 1885092 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MONROE ST, OSHKOSH, WI 54901-5145 |
| Document Number | 0001885093 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 1885093 |
| Name | HABITAT OF HUMANITY OF OSHKOSH INC |
|---|---|
| Type | Non-Lending Institution |
| Address | OSHKOSH, WI 54902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,000 (+87.64%) Land $34,500 Building $220,500 | ||
| 2023 | $3,998.00 (+11,322.86%) Homeowner's exemption | $135,900 Land $12,900 Building $123,000 | $196,379 Land $18,641 Building $177,738 |
| 2022 | $35.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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