429 Junction Rd, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 429 Junction Rd, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1935
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Tax Bill	$3,937 (2026)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`433089 37.-3-7`

Property Details

APN / Parcel Number

Primary APN	`433089 37.-3-7`
Alternative APNs	`308903700000030070000000` `455J100475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	1,462 sqft
2nd Floor Area	450 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	48,352 sqft (1.11 acres)
Lot Width	130 ft Width
Porch	Slab
Porch Area	225 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455J100475
Street Address	429 JUNCTION RD
City	ESPERANCE
State	NY
Zip	12066-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1031
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 JUNCTION RD, ESPERANCE, NY 12066-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2022
Transfer Doc	001177/245
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 10, 2022
Property Address	429 JUNCTION RD, ESPERANCE, NY 12066-3909
Document Number	001177/245
Book / Page	1177 / 245
Instrument Date	Nov 3, 2022
Instrument	819464
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 JUNCTION RD, ESPERANCE, NY 12066-3909

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,937.00 (+4.02%) Homeowner's exemption Senior Citizen's exemption
2025	$3,785.00 (+166.17%)	$104,200 (-) Land $11,500 Building $92,700	$168,065 (+7.11%) Land $18,548 Building $149,517
2023		$104,200 (+3.99%) Land $11,500 Building $92,700	$156,904 (+19.79%) Land $17,317 Building $139,587
2022		$100,200 Land $11,500 Building $88,700	$130,980 Land $15,033 Building $115,947
2021	$1,422.00 (-39.82%)
2020	$2,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 5 claims Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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