403 Junction Rd, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 403 Junction Rd, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,507 sqft · built 1900
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Mar 2021)
Tax Bill	$1,776 (2026)
Deeds & Mortgages	Mar 2021 Sale Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`433089 37.-3-9`

Property Details

APN / Parcel Number

Primary APN	`433089 37.-3-9`
Alternative APNs	`308903700000030090000000` `455J100264`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,507 sqft Living Area
1st Floor Area	852 sqft
2nd Floor Area	655 sqft
Upper Floors Area	225 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	123,710 sqft (2.84 acres)
Lot Width	787 ft Width
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455J100264
Street Address	403 JUNCTION RD
City	ESPERANCE
State	NY
Zip	12066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1031
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	777 STATE HIGHWAY 30, ESPERANCE, NY 12066-2835
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer
Feb 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2021785816
Deed Book / Page	1133 / 237
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	001065/039
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 24, 2021
Property Address	403 JUNCTION RD, ESPERANCE, NY 12066
Document Number	001133/237
Book / Page	1133 / 237
Instrument Date	Mar 22, 2021
Instrument	785816
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	777 STATE HIGHWAY 30, ESPERANCE, NY 12066-2835

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 27, 2018
Property Address	403 JUNCTION RD, ESPERANCE, NY 12066
Document Number	001065/039
Book / Page	1065 / 039
Instrument Date	Feb 23, 2018
Instrument	000000735428
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3436 COTTONS RD, CANASTOTA, NY 13032-4326

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,776.00 (+4.04%)
2025	$1,707.00 (+8.31%)	$47,000 (+17.5%) Land $18,000 Building $29,000	$75,806 (+25.86%) Land $29,032 Building $46,774
2023		$40,000 (-) Land $18,000 Building $22,000	$60,232 (+15.19%) Land $27,104 Building $33,128
2022		$40,000 Land $18,000 Building $22,000	$52,288 Land $23,530 Building $28,758
2021	$1,576.00 (+6.41%)
2020	$1,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 5 claims Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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