429 Joseph Dr, Ozark, AL 36360 Property Records

Dale County property record for 429 Joseph Dr, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,308 sqft · built 1971
Lot Size	0.39 acres (17,160 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Jun 2026)
Tax Bill	$1,182 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-27-2-000-038.000`

Property Details

APN / Parcel Number

Primary APN	`06-08-27-2-000-038.000`
Alternative APNs	`90371204` `90272265` `25638`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	1,450 sqft
Upper Floors Area	858 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,160 sqft (0.39 acres)
Lot Dimensions	165 ft deep x 104 ft wide
Garage Type	Carport
Carport	Carport
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90371204
Street Address	429 JOSEPH DR
City	OZARK
State	AL
Zip	36360-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104' X 165' IRR LOT 17 WOODLAND HILLS 3RD ADD. OZARK AL PB 1 PG 176 SEC27 T06N R24E 2024 NC
Legal Range	24E
Legal Township	06N
Legal Section	27
Legal Subdivision	3RD ADD TO WOODLAND HILLS
Legal Lot Number	17
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	1
Census Block	1033
Census Tract	20400

Owner

429 Joseph Dr is owned and occupied by an individual who bought it in June 2026.

Source: Dale County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	429 JOSEPH DR, OZARK, AL 36360-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	20262036467
Deed Book / Page	374 / 111
Prior Transfer Date	Dec 17, 2012
Prior Transfer Doc	000276/770
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Jun 15, 2026
Property Address	429 JOSEPH DR, OZARK, AL 36360-1135
Document Number	000374/111
Book / Page	374 / 111
Instrument Date	Jun 11, 2026
Instrument	20262036467
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,482.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 JOSEPH DR, OZARK, AL 36360-1135

Mortgage

Document Number	0002036468,
Date	Jun 15, 2026
Instrument	20262036468

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Jun 15, 2026
Property Address	429 JOSEPH DR, OZARK, AL 36360-1135
Document Number	0002036467
Book / Page	374 / 111
Instrument Date	Jun 11, 2026
Instrument	20262036467
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,482.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 JOSEPH DR, OZARK, AL 36360-1135

Mortgage

Document Number	0002036468,
Date	Jun 15, 2026
Instrument	20262036468

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Oct 12, 2022
Property Address	429 JOSEPH DR, OZARK, AL 36360-1135
Document Number	000346/350
Book / Page	346 / 350
Map Reference	MB 1 PG 176
Instrument Date	Oct 12, 2022
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 SPRINGWOOD DR, 34, PHENIX CITY, AL 36870-4791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 JOSEPH DR, OZARK, AL 36360-1135

Mortgage

Document Number	0008230547
Date	Oct 12, 2022
Instrument	0823/0547

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 429 Joseph Dr was $1,182, up 7% from the year before.

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,182.00 (+6.97%)
2025	$1,105.00 (+6.87%)	$21,900 (+6.93%) Land $3,140 Building $18,760	$220,820 (+7.86%) Land $13,200 Building $207,620
2024	$1,034.00 (+24.13%)	$20,480 (+16.5%) Land $2,940 Building $17,540	$204,720 (+16.58%) Land $10,500 Building $194,220
2023	$833.00 (+22.68%) Homeowner's exemption	$17,580 (+21.07%) Land $1,820 Building $15,760	$175,600 (+21.07%) Land $10,500 Building $165,100
2022	$679.00 Homeowner's exemption	$14,520 Land $14,520	$145,040 Land $10,500 Building $134,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Joseph Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Joseph Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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