405 Joseph Dr, Ozark, AL 36360 Property Records

Dale County property record for 405 Joseph Dr, Ozark, AL 36360

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,000 sqft · built 1976
Lot Size0.417 acres (18,150 sqft)
OwnerIndividual Name on Record
Tax Bill$834 (2026)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-08-27-2-000-039.000

Property Details

APN / Parcel Number

Primary APN06-08-27-2-000-039.000
Alternative APNs
  • 25775
  • 10020

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,000 sqft Living Area
1st Floor Area1,296 sqft
Upper Floors Area704 sqft
Basement Area704 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,150 sqft (0.417 acres)
Lot Dimensions165 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number10020
Street Address405 JOSEPH DR
CityOZARK
StateAL
Zip36360-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description110' X 165'LOT 15 BLK A WOODLAND HILLS S/D-4TH ADDITIONPB 1 PG 310 SEC27 T06N R24E 94 N/C P.O. OVERTON TERRY JAMES
Legal Range24E
Legal Township06N
Legal Section27
Legal SubdivisionWOODLAND HILLS 4TH ADD 73
Legal BlockA
Legal Lot Number15
JurisdictionDALE AL
Township / Civil DivisionOZARK
Census Block Group1
Census Block1033
Census Tract20400

Owner

Source: Dale County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address405 JOSEPH DR, OZARK, AL 36360-1135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALE AL
Property Address405 JOSEPH DR, OZARK, AL 36360-1135
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number795/708
DateAug 24, 2021
Book Page795/708
Lender
NameALL IN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueAug 2, 2043
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDale County
MunicipalityOzark City
Unified School DistrictOzark City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$834.00 (+28.11%) Homeowner's exemption Senior Citizen's exemption
2025$651.00 (-1.96%)$15,440 (-1.91%) Land $1,320 Building $14,120$154,360 (-1.82%) Land $13,200 Building $141,160
2024$664.00 (+15.68%) Homeowner's exemption Senior Citizen's exemption$15,740 (+14.89%) Land $1,060 Building $14,680$157,220 (+14.78%) Land $10,500 Building $146,720
2023$574.00 (+22.91%) Homeowner's exemption Senior Citizen's exemption$13,700 (+21.67%) Land $1,060 Building $12,640$136,980 (+21.8%) Land $10,500 Building $126,480
2022$467.00 Homeowner's exemption Senior Citizen's exemption$11,260 Land $11,260$112,460 Land $10,500 Building $101,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK UTILITIES BOARD
serves 19,965 people · EPA ID AL0000441
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Cable in parts of the area
10,000 / 10,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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