Weld County property record for 423 Elm St, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1904 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $187,000 (Mar 2009) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8072-12-1-30-15 |
| Primary APN | 8072-12-1-30-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,298 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Masonry |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,500 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Slab |
| Porch Area | 426 sqft |
| Heating System | Baseboard |
|---|
| Account Number | R1529086 |
|---|---|
| Street Address | 423 ELM ST |
| City | WINDSOR |
| State | CO |
| Zip | 80550-5247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIN 23105 L12 BLK24 |
| Legal Range | 67W |
| Legal Township | 6N |
| Legal Section | 21 |
| Legal Subdivision | WINDSOR TOWN |
| Legal Block | 24 |
| Legal Lot Number | 12 |
| Jurisdiction | WELD CO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2205 |
423 Elm St is owned by a company that acquired it in July 2015.
Source: Weld County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1530 16TH ST, 5, DENVER, CO 80202-1464 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2009 · Amount on File |
| Deed Sale | Mar 25, 2009 · Amount on File |
| Prior Sale | Aug 12, 2004 · Amount on File |
| Deed Document Number | 20093612666 |
| Last Transfer Date | Jul 16, 2015 |
| Transfer Doc | 0004126511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 423 ELM ST, WINDSOR, CO 80550-5247 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004737718 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 4737718 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 423 Elm St was $2,693, up 3% from the year before.
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Windsor Town |
| Unified School District | Windsor School District RE-4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,370 (-2.08%) Land $4,650 Building $21,720 | $430,915 (-) Land $76,000 Building $354,915 | |
| 2025 | $2,693.00 (+2.98%) | $26,930 Land $4,750 Building $22,180 | $430,915 Land $76,000 Building $354,915 |
| 2024 | $2,615.00 (+8.96%) | ||
| 2023 | $2,400.00 | $31,390 Land $4,500 Building $26,890 | $464,050 Land $66,500 Building $397,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: TDS Telecom, Verizon, Vistabeam.
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