429 Eagle Terrace Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 429 Eagle Terrace Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,349 sqft · built 1995
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Aug 2005)
Tax Bill	$3,654 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2020 Mortgage
APN	`04-30-0-304-012`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-304-012`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,349 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	74 sqft
Patio Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	429 EAGLE TERRACE DR
City	O FALLON
State	IL
Zip	62269-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE RIDGE SUB LOT/SEC-14 A02648430
Legal Subdivision	EAGLE RIDGE SUB
Legal Block	304
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1032
Census Tract	504354

Owner

Source: St. Clair County records, as of September 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 EAGLE TERRACE DR, O FALLON, IL 62269-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 17, 2020	Quit Claim Deed, Transfer ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2005 · Amount on Record
Deed Sale	Aug 3, 2005 · Amount on Record
Deed Document Number	20051924923
Deed Book / Page	4215 / 1407
Prior Transfer Date	Jan 10, 2005
Prior Transfer Doc	04134/0222
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	429 EAGLE TERRACE DR, O FALLON, IL 62269-1935
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 EAGLE TERRACE DR, O FALLON, IL 62269-1935

Mortgage

Document Number	0A02711292
Date	Aug 6, 2021
Instrument	A02711292

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 17, 2020
Property Address	429 EAGLE TERRACE DR, O FALLON, IL 62269-1935
Document Number	00A2648430
Instrument Date	Apr 10, 2020
Instrument	2648430
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 EAGLE TERRACE DR O FALLON IL 622691935, O FALLON, IL 62269-1935

Mortgage

Document Number	A2648431
Date	Apr 17, 2020
Instrument	2648431

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,654.00	$56,048 (+22.55%) Land $7,847 Building $48,201	$168,144 (+22.55%) Land $23,541 Building $144,603
2022		$45,735 Land $6,403 Building $39,332	$137,205 Land $19,209 Building $117,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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