429 E Lake Rd, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 429 E Lake Rd, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 2018
Lot Size	0.272 acres (11,850 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2014)
Tax Bill	$8,690 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0171-000`

Property Details

APN / Parcel Number

Primary APN	`0171-000`
Alternative APNs	`308908504700010200000000` `573089 85.47-1-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,850 sqft (0.272 acres)
Lot Dimensions	237 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Basement
Porch	Slab
Porch Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0171-000
Street Address	429 E LAKE RD
City	PENN YAN
State	NY
Zip	14527-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Subdivision	PHELPS AND GORHAM PURCHASE
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	YATES NY
Township / Civil Division	MILO
Census Block Group	2
Census Block	2024
Census Tract	150502

Owner

429 E Lake Rd is owned and occupied by an individual who bought it in October 2014.

Source: Yates County and Milo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	429 E LAKE RD, PENN YAN, NY 14527-9418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit THE LYONS NATIONAL BANK
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit THE LYONS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2014 · Amount on File
Deed Sale	Oct 9, 2014 · Amount on File
Deed Book / Page	677 / 175
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	429 E LAKE RD, PENN YAN, NY 14527-9418
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 E LAKE RD, PENN YAN, NY 14527-9418

Mortgage

Document Number	0202619892
Date	Mar 13, 2026
Instrument	2026-19892

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	429 E LAKE RD, PENN YAN, NY 14527-9418
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020216626
Date	Nov 3, 2021
Instrument	2021-6626

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	PENN YAN, NY 14527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Sep 2, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 429 E Lake Rd was $8,690, up 2.8% from the year before.

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Milo Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,690.00 (+2.78%)
2025	$8,455.00	$473,000 Land $129,600 Building $343,400	$576,800 Land $158,041 Building $418,759
2023		$473,000 Land $129,600 Building $343,400	$473,000 Land $129,600 Building $343,400
2020	$8,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	5 (2014–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lake Rd

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