Yates County and Milo Town property record for 421 E Lake Rd, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,176 sqft · built 1984 |
| Lot Size | 0.918 acres (39,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Sep 1997) |
| Tax Bill | $10,846 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 573089 85.39-1-7 |
| Primary APN | 573089 85.39-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Upper Floors Area | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 39,997 sqft (0.918 acres) |
| Lot Dimensions | 283 ft deep x 141 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 334 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0133-001 |
|---|---|
| Street Address | 421 E LAKE RD |
| City | PENN YAN |
| State | NY |
| Zip | 14527-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | MILO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 150502 |
421 E Lake Rd is owned by two individuals who bought it in September 1997.
Source: Yates County and Milo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 WOODLAND WAY, ITHACA, NY 14850-9802 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 1997 · Amount on File |
| Deed Sale | Sep 4, 1997 · Amount on File |
| Deed Book / Page | 394 / 830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Jun 8, 2026 |
| Property Address | 421 E LAKE RD, PENN YAN, NY 14527-9418 |
| Document Number | 0000020571 |
| Instrument Date | May 14, 2026 |
| Instrument | 202620571 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Document Number | 0000020571, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202620571 |
| Name | LYONS NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
The 2026 property tax bill for 421 E Lake Rd was $10,846, up 2.8% from the year before.
Source: Yates County and Milo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Milo Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,846.00 (+2.82%) | ||
| 2025 | $10,549.00 | $599,600 Land $305,000 Building $294,600 | $731,200 Land $371,941 Building $359,259 |
| 2023 | $599,600 Land $305,000 Building $294,600 | $599,600 Land $305,000 Building $294,600 | |
| 2020 | $11,291.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 5 (2014–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures