429 Bailey Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 429 Bailey Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,860 sqft · built 2004
Lot Size	2.72 acres (118,844 sqft)
Owner	2 Trust Names on File
Last Sale	$650,000 (Nov 2015)
Tax Bill	$14,819 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:196 B:27`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:196 B:27`
Alternative APN	`M:00196 P:00027`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,860 sqft Living Area
Gross Area	12,325 sqft
1st Floor Area	2,616 sqft
Attic	Attic
Attic Area	1,800 sqft
Basement Area	2,526 sqft
Unfinished Basement	1,482 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	118,844 sqft (2.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	429 BAILEY RD
City	HOLDEN
State	MA
Zip	01520-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	27
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1001
Census Tract	728100

Owner

429 Bailey Rd is owner-occupied and held in a trust since November 2020.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	429 BAILEY RD, HOLDEN, MA 01520-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 2, 2017	Deed of Trust, Mortgage DIGITAL FCU
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Nov 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2015 · Amount on File
Deed Sale	Nov 19, 2015 · Amount on File
Prior Sale	Dec 5, 2003 · Amount on File
Deed Book / Page	54588 / 385
Last Transfer Date	Nov 11, 2020
Transfer Doc	63763-82
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	429 BAILEY RD, HOLDEN, MA 01520-1110
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066226-304
Date	Oct 5, 2021
Book Page	66226/304
Instrument	140035

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	429 BAILEY RD, HOLDEN, MA 01520-1110
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66226-304
Date	Oct 5, 2021
Book Page	66226/304
Instrument	140035

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	429 BAILEY RD, HOLDEN, MA 01520-1110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57059-352
Date	May 2, 2017
Book Page	57059/352
Instrument	44219

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	480 Months
Due	May 1, 2057

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	429 BAILEY RD, HOLDEN, MA 01520-1110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63541-315
Date	Oct 20, 2020
Book Page	63541/315
Instrument	125120

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Nov 17, 2020
Property Address	429 BAILEY RD, HOLDEN, MA 01520-1110
Document Number	63763-82
Book / Page	063763 / 000082
Instrument Date	Nov 11, 2020
Instrument	140220
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	429 BAILEY RD HOLDEN MA 015201110, HOLDEN, MA 01520-1110

Tax Assessment & Valuation

The 2026 property tax bill for 429 Bailey Rd was $14,819, up 2.5% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,819.00 (+2.54%)	$1,099,300 (+5.43%) Land $238,200 Building $861,100	$1,103,230 (-3.55%)
2025	$14,452.00 (-8.73%)	$1,042,700 (-6.82%) Land $226,800 Building $815,900	$1,143,800
2024	$15,834.00 (+0.6%)	$1,119,000 (+6.57%) Land $220,600 Building $898,400
2023	$15,740.00	$1,050,000 Land $191,600 Building $858,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Bailey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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