377 Bailey Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 377 Bailey Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,684 sqft · built 1948
Lot Size	1.2 acres (52,632 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Aug 2016)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:196 B:22`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:196 B:22`
Alternative APNs	`M:00196 P:00022` `7501`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	6,213 sqft
1st Floor Area	1,820 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	1,496 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,632 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7501
Street Address	377 BAILEY RD
City	HOLDEN
State	MA
Zip	01520-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	22
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1001
Census Tract	728100

Owner

377 Bailey Rd is owner-occupied and held in a trust since June 2025.

Source: Worcester County and Holden Town records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	377 BAILEY RD, HOLDEN, MA 01520-1110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LEOMINSTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2016 · Amount on File
Deed Sale	Aug 16, 2016 · Amount on File
Prior Sale	Apr 30, 2001 · Amount on File
Deed Document Number	201689994
Deed Book / Page	55806 / 51
Last Transfer Date	Jun 24, 2025
Transfer Doc	072236-355
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Aug 17, 2026
Property Address	377 BAILEY RD, HOLDEN, MA 01520-1110
Document Number	0000071128
Book / Page	74040 / 306
Instrument Date	Aug 7, 2026
Instrument	202671128
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071128,
Date	Aug 17, 2026
Book Page	74040/306
Instrument	202671128

Lender

Name	MIDDLESEX SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	377 BAILEY RD, HOLDEN, MA 01520-1110
Document Number	58632-348
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58632-348
Date	Apr 6, 2018
Book Page	058632/000348
Instrument	31833

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 377 Bailey Rd was $9,960, down 2.2% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,960.00 (-2.16%)	$718,600 (-0.11%) Land $218,000 Building $500,600	$730,740
2024	$10,180.00 (+5.78%)	$719,400 (+12.06%) Land $211,800 Building $507,600
2023	$9,624.00	$642,000 Land $184,000 Building $458,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 377 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 377 Bailey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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