429 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 429 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2026)
Tax Bill	$9,281 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10-00044-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`10-00044-0000-00015`
Alternative APN	`100004400015`

Interior

Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	429 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 16
Legal Subdivision	DUNELLEN TERRACE
Legal Block	44
Legal Lot Number	15
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

429 1st St is owned and occupied by an individual who bought it in October 2026.

Source: Middlesex County and Middlesex Borough records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	429 1ST ST, MIDDLESEX, NJ 08846-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage GUARANTEED RATE
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 23, 2020	Quit Claim Deed, Transfer VANTAGE PT TITLE INC
Sep 27, 2017	Grant Deed, Transfer · FHA Mortgage FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Document Number	202664144
Deed Book / Page	20146 / 535
Prior Transfer Date	Mar 18, 2020
Prior Transfer Doc	0000027422
Record Updated	Oct 29, 2026

October 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 5, 2026
Property Address	429 1ST ST, MIDDLESEX, NJ 08846-1501
Document Number	0000064144
Book / Page	20146 / 535
Instrument Date	Sep 15, 2026
Instrument	202664144
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 1ST ST, MIDDLESEX, NJ 08846-1501

Mortgage

Document Number	0000064145,
Date	Oct 5, 2026
Instrument	202664145

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	429 1ST ST, MIDDLESEX, NJ 08846-1501
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028764
Date	Mar 26, 2020
Book Page	17827/1652
Instrument	2020028764

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2045

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	429 1ST ST, MIDDLESEX, NJ 08846-1501
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	GREEN LABEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026399
Date	Mar 10, 2022
Book Page	18857/863
Instrument	2022026399

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 23, 2020
Property Address	429 1ST ST, MIDDLESEX, NJ 08846-1501
Document Number	0000027422
Book / Page	017823 / 000969
Instrument Date	Mar 18, 2020
Instrument	27422
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	VANTAGE PT TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 1ST ST MIDDLESEX NJ 088461501, MIDDLESEX, NJ 08846-1501

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 27, 2017
Property Address	429 1ST ST, MIDDLESEX, NJ 08846-1501
Document Number	0000016325
Book / Page	007047 / 000367
Instrument Date	Aug 7, 2017
Instrument	16325
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 1ST ST MIDDLESEX NJ 088461501, MIDDLESEX, NJ 08846-1501

Mortgage

Document Number	20293
Date	Sep 27, 2017
Book Page	016905/000686
Instrument	20293

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 429 1st St was $9,281, up 22.7% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,800 (+7.99%) Land $122,400 Building $350,400	$472,800 (+7.99%) Land $122,400 Building $350,400
2025	$9,281.00 (+22.67%)	$437,800 Land $122,400 Building $315,400	$437,800 Land $122,400 Building $315,400
2024	$7,566.00
2023		$327,000 Land $122,400 Building $204,600	$327,000 Land $122,400 Building $204,600
2022	$6,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 1st St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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