425 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 425 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Dec 2021)
Tax Bill	$9,315 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-00044-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00044-0000-00013`
Alternative APN	`100004400013`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	425 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 14
Legal Subdivision	DUNELLEN TERRACE
Legal Block	44
Legal Lot Number	13
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 1ST ST, MIDDLESEX, NJ 08846-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2021	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	2021152643
Deed Book / Page	18751 / 360
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	425 1ST ST, MIDDLESEX, NJ 08846-1501
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 1ST ST, MIDDLESEX, NJ 08846-1501

Mortgage

Document Number	0000074369
Date	Dec 21, 2023
Book Page	19365/773
Instrument	2023074369

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 17, 2021
Property Address	425 1ST ST, MIDDLESEX, NJ 08846-1501
Document Number	0000152643
Book / Page	18751 / 360
Instrument Date	Dec 2, 2021
Instrument	2021152643
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	NOT AVAILABLE, MYTITLEDIRECT COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BETHLEHEM AVE, 127, BLOOMSBURY, NJ 08804-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 1ST ST, MIDDLESEX, NJ 08846-1501

Mortgage

Document Number	0000152644
Date	Dec 17, 2021
Instrument	2021152644

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,400 (-) Land $122,400 Building $317,000	$439,400 (-) Land $122,400 Building $317,000
2025	$9,315.00 (+17.82%)	$439,400 (+28.59%) Land $122,400 Building $317,000	$439,400 (+28.59%) Land $122,400 Building $317,000
2024	$7,906.00 (+14.85%)
2023		$341,700 Land $122,400 Building $219,300	$341,700 Land $122,400 Building $219,300
2022	$6,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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