4287 Upper Union Rd, Orlando, FL 32814 Property Records

Orange County property record for 4287 Upper Union Rd, Orlando, FL 32814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,443 sqft · built 2004
Lot Size	0.159 acres (6,922 sqft)
Owner	2 Individual Names on File
Last Sale	$677,000 (Jul 2018)
Tax Bill	$12,226 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-30-0522-03-300`

Property Details

APN / Parcel Number

Primary APN	`17-22-30-0522-03-300`
Alternative APNs	`302217052203300` `489424` `495099` `499727`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,443 sqft Living Area
Gross Area	3,879 sqft
1st Floor Area	1,426 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,922 sqft (0.159 acres)
Porch	Slab
Porch Area	1,146 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4287 UPPER UNION RD
City	ORLANDO
State	FL
Zip	32814-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BALDWIN PARK UNIT 2 53/34 LOT 330
Legal Range	30E
Legal Township	22S
Legal Section	17
Legal Subdivision	BALDWIN PARK UT 2
Legal Tract	522
Legal Block	3
Legal Lot Number	330
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1051
Census Tract	18201

Owner

4287 Upper Union Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Jul 19, 2018	Deed of Trust, Mortgage INDEPENDENT BK
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Feb 18, 2005 · Amount on File
Deed Document Number	2018430724
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305

Mortgage

Document Number	0000534652
Date	Sep 1, 2022
Instrument	20220534652

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305

Mortgage

Document Number	0000124279
Date	Feb 23, 2022
Instrument	20220124279

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305
Document Number	0000501515
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	TITLE ONE FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E FAIRLAWN BLVD AKRON OH 443134435, AKRON, OH 44313-4435

Mortgage

Document Number	0000501515
Date	Aug 22, 2018
Instrument	501515

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2018
Property Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305
Document Number	0000430724
Map Reference	MB 53 PG 34-43
Instrument Date	Jul 19, 2018
Instrument	20180430724
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TITLE ONE FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,739.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2722 NORRIS AVE, 2722, WINTER PARK, FL 32789-6630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4287 UPPER UNION RD, ORLANDO, FL 32814-6305

Mortgage

Document Number	0000430725
Date	Jul 20, 2018
Instrument	20180430725

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4287 Upper Union Rd was $12,226, up 2.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,259 (+2.7%)	$886,610 (-1.34%) Land $155,000 Building $731,610
2025	$12,226.00 (+2.92%) Homeowner's exemption	$614,663	$898,640 Land $155,000 Building $743,640
2024	$11,879.00 (+5.13%)
2023	$11,299.00 (+2.48%) Homeowner's exemption	$579,942 (+3%)	$791,986 (+24.22%) Land $137,000 Building $654,986
2022	$11,026.00 Homeowner's exemption	$563,050	$637,555 Land $137,000 Building $500,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4287 Upper Union Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4287 Upper Union Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, T-Mobile.

Nearby Properties on Upper Union Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures