4266 Upper Union Rd, Orlando, FL 32814 Property Records

Orange County property record for 4266 Upper Union Rd, Orlando, FL 32814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,715 sqft · built 2003
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (Oct 2019)
Tax Bill	$13,291 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-30-0522-03-200`

Property Details

APN / Parcel Number

Primary APN	`17-22-30-0522-03-200`
Alternative APNs	`302217052203200` `489411` `495088` `499715`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,715 sqft Living Area
Gross Area	3,842 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,680 sqft (0.176 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4266 UPPER UNION RD
City	ORLANDO
State	FL
Zip	32814-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BALDWIN PARK UNIT 2 53/34 LOT 320
Legal Range	30E
Legal Township	22S
Legal Section	17
Legal Subdivision	BALDWIN PARK UT 2
Legal Tract	522
Legal Block	3
Legal Lot Number	320
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1056
Census Tract	18201

Owner

4266 Upper Union Rd is owned and occupied by two individuals who acquired it in July 2020.

Source: Orange County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4266 UPPER UNION RD, ORLANDO, FL 32814-6304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jul 14, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 4, 2019	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	2019619008
Last Transfer Date	Jul 13, 2020
Transfer Doc	0000376094
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	May 20, 2026
Property Address	4266 UPPER UNION RD, ORLANDO, FL 32814-6304
Document Number	0000283547
Instrument Date	May 12, 2026
Instrument	2026283547
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4266 UPPER UNION RD, ORLANDO, FL 32814-6304

Mortgage

Document Number	0000283547,
Date	May 20, 2026
Instrument	2026283547

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 12, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 14, 2020
Property Address	4266 UPPER UNION RD, ORLANDO, FL 32814-6304
Document Number	0000376094
Instrument Date	Jul 13, 2020
Instrument	376094
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4266 UPPER UNION RD ORLANDO FL 328146304, ORLANDO, FL 32814-6304

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 4, 2019
Property Address	4266 UPPER UNION RD, ORLANDO, FL 32814-6304
Document Number	0000619008
Instrument Date	Sep 20, 2019
Instrument	619008
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	INNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4266 UPPER UNION RD ORLANDO FL 328146304, ORLANDO, FL 32814-6304

Mortgage

Document Number	619009
Date	Oct 4, 2019
Instrument	619009

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4266 Upper Union Rd was $13,291, up 2.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,717 (+2.7%)	$978,330 (-1.37%) Land $155,000 Building $823,330
2025	$13,291.00 (+2.91%) Homeowner's exemption	$673,532	$991,960 Land $155,000 Building $836,960
2024	$12,915.00 (+4.97%)
2023	$12,303.00 (+2.5%) Homeowner's exemption	$635,485 (+3%)	$875,324 (+24.78%) Land $137,000 Building $738,324
2022	$12,003.00 Homeowner's exemption	$616,976	$701,517 Land $137,000 Building $564,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4266 Upper Union Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4266 Upper Union Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, T-Mobile.

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